lending

Explore "lending" with insightful episodes like "Obesity drug sales soar", "This Is the Impact of Billions Flowing Into Private Credit", "TPP558: Mortgage Market: Update and 2024 Predictions", "The Fed's radical new bank band-aid" and "What’s On Your Balance Sheet?" from podcasts like ""Wall Street Breakfast", "Odd Lots", "The Property Podcast", "The Indicator from Planet Money" and "Motley Fool Money"" and more!

Episodes (15)

Obesity drug sales soar

Eli Lilly easily beats sales forecasts. (0:16) DuPont boosts its dividend and launches buyback. (1:37) NYCB's head of risk left before it announced shock results. (2:38)

Show Notes
Oppenheimer's Buy vs. Sell ideas paired by each SMID sector
DocuSign to shrink headcount; company will stay public after failed takeover talks

Episode transcripts seekingalpha.com/wsb

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Wall Street Breakfast

enFebruary 06, 2024

This Is the Impact of Billions Flowing Into Private Credit

Private credit is now so big that it's rivaling more traditional forms of lending and fueling a debate about whether this relatively new asset class poses risks to the economy. And yet, it feels like a new private credit fund is being launched daily. And even banks (the very things private credit is displacing) are getting in on the act and creating their own private credit offerings for investors. In this episode, we speak with Ben Emons, senior portfolio manager at Newedge Wealth, about the macro impact of this new form of lending. He talks about where private credit's alpha actually comes from, how it stacks up against bank lending, and what to watch out for in terms of the risks it might pose to the broader system.

See omnystudio.com/listener for privacy information.

enJanuary 08, 2024

TPP558: Mortgage Market: Update and 2024 Predictions

Trying to wrap your head around the mortgage market is no easy feat right now, so we’re joined by a mortgage expert - Kelly Rule - who breaks down what’s happening right now and what she predicts for 2024.

(0:52) News story of the week
(2:50) What’s going on in the mortgage market?
(4:24) How is this affecting products?
(4:52) Is there more activity in the market right now?
(5:16) Are lenders making it easy to borrow?
(5:40) What kind of rates can we expect right now?
(6:59) Are we going to keep seeing high product fees?
(7:38) Should you get a 2-year or 5-year fix?
(8:07) Are there any products you should be looking out for?
(10:34) What’s going to happen with the base rate in 2024?
(11:35) Any mortgage trends on the horizon for 2024?
(12:50) Will more people will switch to variable rates next year?
(13:30) Will 2024 be a better year for mortgages?
(15:07) Hub Extra

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enNovember 23, 2023

The Fed's radical new bank band-aid

Recent bank failures are putting a spotlight on risky behaviors in the financial sector. The Federal Reserve is introducing a new way for banks to borrow money that's better for banks, but exposes the government to more cost and risk. Today, we explain the Bank Term Funding Program.

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The Indicator from Planet Money

en-usApril 10, 2023

What’s On Your Balance Sheet?

Upstart Holdings is a lending platform, powered by artificial intelligence. Shares are down more than 70% year-to-date. It’s down, but not out. CEO Dave Girouard joined Motley Fool CEO Tom Gardner to discuss: - How Upstart is using its balance sheet now - Growth opportunities in auto lending - One stock idea (that’s not his own company) Stocks mentioned: UPST, AMZN, AAPL, ZM, GOOG, GOOGL Host: Tom Gardner Guest: Dave Girouard Producer: Ricky Mulvey Engineer: Dan Boyd, Adam Landfair Learn more about your ad choices. Visit megaphone.fm/adchoices

enJune 19, 2022

BTC058: Bitcoin Real Estate Loans w/ Mauricio Bartolomeo & Adam Reeds (Bitcoin Podcast)

IN THIS EPISODE, YOU’LL LEARN: 01:28 - How Mauricio and Adam first met. 03:38 - Mauricio's experience with hyperinflation in Venezuela. 08:09 - Why Build Ledn and what's its value to the market. 11:50 - How Ledn assist borrowers with Real Estate down payments. 14:49 - Why would a person pay such a high-interest rate? 18:06 - How individuals can use reverse loans on Real Estate to buy Bitcoin. 26:45 - How does the custody of the collateral work? 28:22 - Why use USDC versus Tether. 32:46 - What's the growth in the borrowing and lending space look like. 36:12 - How does the appraisal of the real estate value work? *Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences. BOOKS AND RESOURCES Join the exclusive TIP Mastermind Community to engage in meaningful stock investing discussions with Stig, Clay, and the other community members. Follow Mauricio and Adam on Twitter. Check out their company Ledn. New to the show? Check out our We Study Billionaires Starter Packs. Browse through all our episodes (complete with transcripts) here. SPONSORS Support our free podcast by supporting our sponsors: River Toyota Linkedin Marketing Solutions Fidelity Efani Shopify NDTCO Fundrise Wise NetSuite TurboTax Vacasa NerdWallet Babbel Learn more about your ad choices. Visit megaphone.fm/adchoices

We Study Billionaires - The Investor’s Podcast Network

enDecember 29, 2021

Dave Girouard - Making Better Loans - [Founder’s Field Guide, EP. 52]

My guest today is Dave Girouard, co-founder and CEO of Upstart, a lending platform that leverages AI to make loans more accessible and affordable. Dave started in Silicon Valley as a Product Manager at Apple and later spent eight years at Google, where he built their suite of cloud apps. In our discussion, we cover the lessons Dave has learned about building speed into a habit, the intricacies of training an AI model to predict the future, and what it was like to start a fintech business as an outsider. We also discuss the past, present, and future of lending, why Dave and his team have no plans to build a super app and the differences between public and private market investors from a founder’s perspective. One of the tropes you hear these days is that lending has become a customer acquisition tool for FinTechs, but as Dave explains, the market and opportunity set in lending itself should not be underestimated. Please enjoy this great conversation with Dave Girouard. For the full show notes, transcript, and links to mentioned content, check out the episode page here. ----- This episode is brought to you by Versett. Versett designs, builds, and scales digital platforms for some of the world's most ambitious companies. If you require a high-performance team to tackle a hard or ambitious problem, then Versett is the firm to call. To check them out, visit versett.com/patrick. ----- Founder's Field Guide is a property of Colossus, Inc. For more episodes of Founder's Field Guide, visit joincolossus.com/episodes. Stay up to date on all our podcasts by signing up to Colossus Weekly, our quick dive every Sunday highlighting the top business and investing concepts from our podcasts and the best of what we read that week. Sign up here. Follow us on Twitter: @patrick_oshag | @JoinColossus Show Notes [00:02:54] - [First question] - Lessons learned about adopting speed as a habit [00:05:39] - Knowing which decisions require your attention and are worth it as a CEO [00:07:00] - What slows down decision-making execution and overcoming it [00:09:34] - Ways to persuade partners to move as fast as you do [00:10:44] - One of his most valuable lessons learned from his time at Google [00:12:20] - The key insight that first lead him to the idea of creating Upstart [00:15:10] - The early days of learning about the financial lending space [00:16:49] - Figuring out how to improve on an age-old rigid and regulated system [00:20:57] - Overview of building an AI learning model and applying it to loans [00:25:16] - Machine learning algorithms and interwoven programmer bias [00:28:34] - Revenue model and transactions that fund Upstart [00:31:43] - Who the typical customer is and their user experience [00:35:10] - The biggest hurdle encountered when building Upstart [00:36:55] - How he’s seen the FinTech space in his area change over time [00:38:39] - A pie chart on revenue for financial services today [00:40:24] - Why there are more profits in lending than payments [00:41:25] - Major loans types and how they might change in the future [00:44:12] - Disruptive aspects of the buy now pay later consumer movement [00:46:09] - How much Upstart could change the future of lending over a decade [00:49:43] - The most important decisions he’s made while building Upstart [00:51:59] - Things to know when building a business that sells to banks [00:52:49] - How it feels to interact with hired CEOs versus founder CEOs [00:55:05] - Thoughts on cryptocurrency and AI writ large [00:57:00] - Areas that have his attention and get him excited lately in FinTech [00:58:58] - State of the art AI growth and what lingers over the horizon [01:00:36] - What he’s learned about being a public market CEO versus a private one [01:02:38] - Differences between public market and private market investor philosophies [01:03:53] - Major battle scars from raising capital for Upstart [01:05:12] - The kindest thing anyone has ever done for him

Invest Like the Best with Patrick O'Shaughnessy

enSeptember 30, 2021

$100k a month PASSIVE I am the BANK | Ep 309

It’s a deal! Today, Alex (@AlexHormozi) talks about the story on how he was able to make the right deals, how making the right deals will make you money, and the 4 lenses you should be looking at to guide you.

Welcome to The Game w/Alex Hormozi, hosted by entrepreneur, founder, investor, author, public speaker, and content creator Alex Hormozi. On this podcast you’ll hear how to get more customers, make more profit per customer, how to keep them longer, and the many failures and lessons Alex has learned on his path from $100M to $1B in net worth.

Timestamps:

(0:59) - Alex shares story on email leading to deal framework

(1:47) - 4 lenses for investment: Yield, Capital, Tax, Equity

(4:34) - Alex shares perspective on successful high-priced deal

(7:42) - More deals = more people reaching out to you

Follow Alex Hormozi’s Socials:

The Game w/ Alex Hormozi

enJune 15, 2021

AMA with Tascha from Alpha Finance

An AMA with the Project Lead at Alpha Finance Lab, an Ecosystem of DeFi Products.

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AMA with Tascha from Alpha Finance

Alpha Finance Lab (https://alphafinance.io/ ) is an ecosystem of DeFi products including Alpha Homora (https://homora.alphafinance.io/), which released its V2 upgrade in January 2021. Tascha is Project Lead and Co-Founder.

Tascha on Twitter
https://twitter.com/tascha_panpan?s=20
------
Don't stop at the video!

Subscribe to the Bankless newsletter program
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Visit the official Bankless website
http://banklesshq.com/

Follow Bankless on Twitter
https://twitter.com/BanklessHQ

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https://twitter.com/ryansadams

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https://twitter.com/TrustlessState

-----
Not financial or tax advice. This channel is strictly educational and is not investment advice or a solicitation to buy or sell any assets or to make any financial decisions. This video is not tax advice. Talk to your accountant. Do your own research.

Disclosure. From time-to-time we may add links in this channel to products we use. We may receive commission if you make a purchase through one of these links. We'll always disclose when this is the case.

enFebruary 18, 2021

leveraged yield farming

SotN#9 (PART 1) - PROPAGATING (WTF ARE YAMS, DEX VOLUME INSANE)

STATE OF THE NATION #9 (Part 1) - Tuesday, August 12, 2020

Watch on the Bankless YouTube Channel

The State of the Bankless Nation is....PROPAGATING! The bankless boys discuss why. This is Part 1 of SOTN this week.

Stay tuned for Part 2 with Vitalik tomorrow.

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PART 2: (COMING TOMORROW - ETH SUPPLY GATE)
Special guest Vitalik Buterin

We show:

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Episode Actions:

Catch tomorrows episode with Vitalik on ETH Supply
Watch what's going on with YAM contracts
Check out DEX stats

Also...subscribe to Bankless YouTube to watch State of the Nation every Tuesday!

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Subscribe to the Bankless newsletter program
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-----

Not financial or tax advice. This channel is strictly educational and is not investment advice or a solicitation to buy or sell any assets or to make any financial decisions. This is not tax advice. Talk to your accountant. Do your own research.

enAugust 12, 2020

The Biggest Challenges for a Mortgage Broker in 2020

James Sinclair's Business Broadcast is the weekly podcast from the award-winning entrepreneurial CEO of the Partyman Group; home of 7 much-loved family-based brands which welcome one million customers through the doors of their attractions every year.

Each week James and his guests share insights of how they operate and they will be having round table conversations about the most interesting and essential topics related to business growth.

In this episode James shares a conversation with a Mortgage Broker who reveals some of his biggest challenges in business right now and how he plans to grow in 2020.

For more info head to https://jamessinclair.net/

Find us on Facebook https://www.facebook.com/jamesjimbosinclair/

Connect with James on Instagram https://www.instagram.com/_jamessinclair/

Watch James’ Latest Business Vlog https://www.youtube.com/channel/UCTm2gK928YuBSEU0lvdFJoA

James Sinclair's Business Broadcast podcast

enJuly 30, 2020

29: Borrowing and Loaning Money Without Losing Friends | Feedback Friday

Jordan (@JordanHarbinger) and Jason (@jpdef) are back to banter every week and take your comments and questions for Feedback Friday on The Jordan Harbinger Show!

If you want us to answer your question, register your feedback, or tell your story on one of our upcoming weekly Feedback Friday episodes, drop us a line at friday@jordanharbinger.com. Now, let's dive in!

On This Week's Feedback Friday, We Discuss:

Fixated on the past? Not us. Like The Jeffersons, we're movin' on up! That being said, we appreciate you passing the memo along to people who don't yet know about the move.
If a friend avoids you to get out of paying back a loan, should you just write it off as an investment in learning who isn't your friend?
If you grew up in the US but had to leave because you didn't win the work visa lottery, how do you make do in a place you don't really want to be until you can make it back to the US?
Are you Jordan's good friend?
How do you go about rebuilding your social circles when your old friends stop calling you back?
Is it worth the investment of time to learn additional languages, or is that time better spent leveling up other skills?
How do you give up your high-paying but soul-crushing job to pursue dreams of traveling the world and working remotely?
How do you start building wealth as opposed to constantly going into debt -- especially when you have a significant other who can't hold down a job?
Recommendation of the Week: Take Your Pills
Quick shoutouts to Andrei in Russia and Brandl Moniz!
Have any questions, comments, or stories you'd like to share with us? Drop us a line at friday@jordanharbinger.com!
Connect with Jordan on Twitter at @JordanHarbinger and Instagram at @jordanharbinger, and check out Jason's (@jpdef) other show: Grumpy Old Geeks. You can also find him on Instagram at JPD.

Sign up for Six-Minute Networking -- our free networking and relationship development mini course -- at jordanharbinger.com/course!

Like this show? Please leave us a review here -- even one sentence helps! Consider leaving your Twitter handle so we can thank you personally!

Full show notes and resources can be found here.

The Jordan Harbinger Show

en-usApril 13, 2018

115: Getting Started with Apartment Complex Investing with Jeff Greenberg

Have you ever wanted to invest in apartment complexes, but were unsure how to start? That’s the topic of today’s BiggerPockets Podcast episode, where we sit down with apartment complex investor Jeff Greenberg. Jeff shares a ton of actionable advice on how to analyze, find, and finance larger multifamily investment properties! If you want to benefit from the big potential profits this kind of real estate investing can offer, don’t miss out on this informative episode. In This Episode We Cover: The details of Jeff’s first deal How best to fund a commercial property What exactly portfolio lending is How to start out with no experience Why professionalism works in real estate What you need to know about LOIs Why building relationships matters to your success The importance of having a mentor How to evaluate a commercial property Tips on forming the team you need to start investing Jeff’s methods for finding great deals Mistakes he made during the course of his career And SO much more! Links from the Show: Trivia Email BiggerPocket’s News LoopNet BiggerPockets Ultimate Beginner’s Guide to Real Estate Investing 99Designs BiggerPockets Forums Books Mentioned in this Show The E-Myth Revisited by Michael E. Gerber Rich Dad Poor Dad by Robert T. Kiyosaki Rich Dad’s CASHFLOW Quadrant by Robert T. Kiyosaki Connect with Jeff Jeff’s Website Jeff’s BiggerPockets Profile Learn more about your ad choices. Visit megaphone.fm/adchoices

BiggerPockets Real Estate Podcast

enMarch 26, 2015

TPP096: Property predictions for 2015

Oh dear…it’s our property price predictions episode for 2015! We didn’t embarrass ourselves horribly last year, so we’re back to put our necks on the line again. First we discussed some of the factors that could affect house prices in the year ahead, including: The lending market The general election Pension reforms (for the full […]

The post TPP096: Property predictions for 2015 appeared first on The Property Hub.

See omnystudio.com/listener for privacy information.

enJanuary 15, 2015