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    The Property Podcast

    The Property Podcast from Property Hub (propertyhub.net) is the podcast for all property investors – new or experienced. Rob Bence and Rob Dix discuss a different property topic and property news item each week, passing on their knowledge and experience to the listeners. They both invest in UK Property so they practise what they preach. No hard sell, no bull just straight talking property investment advice!
    enRobert Bence1049 Episodes

    Episodes (1049)

    TPP587: How to avoid a leasehold nightmare

    TPP587: How to avoid a leasehold nightmare

    The most frequent questions we receive are about leaseholds, and given they make up around 40% of the property market it’s crucial for every investor to understand them. Tune in as Rob & Rob deep dive into the topic, discussing the pros and cons of leasehold vs freehold, shedding light on ground rents and service charges, and bringing you up to speed with the latest changes from the Leasehold Reform Bill.  

    • (0:58) News story of the week 
    • (3:27) Let’s talk about leaseholds… 
    • (4:25) What actually is a leasehold? 
    • (6:06) The pros and cons of leasehold vs freehold 
    • (7:01) How about ground rent? 
    • (9:50) Details on the Leasehold Reform Bill 
    • (12:40) What about service charges? 
    • (21:37) Hub Extra 

    Links mentioned: 

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    The Property Podcast
    enJune 13, 2024

    ASK432: Who should I vote for? PLUS: Do I really need to pay this fee?

    ASK432: Who should I vote for? PLUS: Do I really need to pay this fee?

    It's Tuesday, and that means it's time for Ask Rob & Rob! Join us as we tackle two new listener questions… 

    • (0:44) Tom wonders what property investors should be looking for in each party's manifesto for the upcoming July election. He's curious if any appear to favour landlords and investors and which might introduce stricter policies. He turns to Rob & Rob for their insights to help him decide who to vote for based on his investment strategy. 
    • (2:44) Jalon received a payment request from the Information Commissioner's Office and wants to know if the fee is something he’s required to pay as a small property investor. 

    Enjoy the show? 

    • Leave us a review on Apple Podcasts - it really helps others find us! 

    See omnystudio.com/listener for privacy information.

    The Property Podcast
    enJune 11, 2024

    TPP586: Should property investors be scared of Labour? (Election special)

    TPP586: Should property investors be scared of Labour? (Election special)

    It's the topic that sparks the most passionate debates: politics! With the unexpectedly early election just around the corner, what does this mean for the property market, and will a potential new government bring significant changes? Join us as Rob & Rob tread on dangerous territory, sharing their thoughts and opinions on the possible impact of a Labour government! 

    • (0:40) News story of the week 
    • (2:49) Let’s get into it… 
    • (3:20) What’s happened as a result of the election being called early? 
    • (6:40) What will happen in the run-up? 
    • (8:40) What will happen if Labour win? 
    • (16:30) What do we make of it all? 
    • (22:18) Hub Extra 

    Links mentioned: 

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    The Property Podcast
    enJune 06, 2024

    ASK431: Would you rent to someone with a CCJ? PLUS: What type of company should I set up?

    ASK431: Would you rent to someone with a CCJ? PLUS: What type of company should I set up?

    Let's dive into your questions and get some answers on this week's Ask Rob & Rob! 

    • (0:38) A potential tenant with a CCJ has applied to rent Chris's property. The tenant has a guarantor, and the lettings agent offers a protected rent scheme. He wonders if this provides enough protection or be cautious and asks Rob & Rob for their advice. 
    • (3:10) Ashley’s at the start of her property journey and unsure whether to set up an SPV or a limited company. She wants to know the difference between the two and which option would be best for her situation. 

    Enjoy the show? 

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    The Property Podcast
    enJune 04, 2024

    AOB: What do Rob & Rob actually DO?

    AOB: What do Rob & Rob actually DO?

    In this candid peek behind the curtain, Rob & Rob delve into what they actually do on a day-to-day to keep their £100m property business running. 

    From handling operations to marketing and growth initiatives, they get raw about their current roles and responsibilities - and how the wrong role had Rob D considering if it was his time to leave the business... 

    Links mentioned: 

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    The Property Podcast
    enMay 31, 2024

    TPP585: Reviewing 3 real listener deals: Which would we buy?

    TPP585: Reviewing 3 real listener deals: Which would we buy?

    Running a £100m property business means Rob & Rob have spent countless hours analysing deals and today they’re delving into three investment opportunities our listeners have sent in! 

    They share their decision-making process, break down the pros and cons, run the numbers, and reveal which deal they’d be happy to invest in. 

    • (0:49) News story of the week 
    • (1:51) Real listener deals… 
    • (2:12) Deal 1: Two-bedroom apartment in Sheffield city centre 
    • (19:27) Deal 2: Four-bedroom detached house in Bath 
    • (26:49) Deal 3: Three-bedroom semi-detached house in Liverpool 
    • (35:20) Which deal would Rob & Rob buy? 
    • (39:57) Hub Extra 

    Links mentioned: 

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    The Property Podcast
    enMay 30, 2024

    ASK430: What should my retirement portfolio look like? PLUS: How do I plan for a Labour government?

    ASK430: What should my retirement portfolio look like? PLUS: How do I plan for a Labour government?

    It’s Tuesday, so here’s your latest round of listener questions! 

    • (0:31) Simon is starting to plan his retirement, and due to his personal situation, he’s looking for an inflation-proof income. He’s a complete property investment novice and has around £150,000 to invest, and he’s wondering what strategy would be best for him and his goals. 
    • (6:06) Geoff is planning to invest £100,000 over the next 25 years, starting with two flats later this year, but he’s wondering if tactically he should do anything different if a Labour party come into power. 

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    The Property Podcast
    enMay 28, 2024

    TPP584: How to never pay full price for property

    TPP584: How to never pay full price for property

    Today’s episode is all about saving you money. Rob & Rob are strong believers that you should never pay full price for a property, and today they’ll be revealing all the ways you can bag yourself a bargain.

    • (0:46) News story of the week 
    • (3:36) You don’t have to pay full price for property 
    • (4:04) Why you should buy at a discount 
    • (6:20) Is it a true discount? 
    • (9:19) How do you get a discount? 
    • (18:32) It’s a numbers game 
    • (19:38) Don’t fixate on the discount 
    • (22:07) Hub Extra 

    Links mentioned: 

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    The Property Podcast
    enMay 23, 2024

    ASK429: How do I handle a move to China? PLUS: Will this US court case affect the UK?

    ASK429: How do I handle a move to China? PLUS: Will this US court case affect the UK?

    Ask Rob & Rob has gone international! This week we’re bringing you two more listener questions, and this time, they’re all about geo-politics, international law and how this can affect UK property investment. 

    • (0:47) Adam’s work are asking him to consider a move to China, but he’s concerned about how the country’s corruption index will impact his mortgage options and if the situation will worsen. He’s hoping Rob & Rob can offer some insight into whether they think this would be too risky of a move... 
    • (4:28) Noel has been listening to a US personal finance podcast, and he’s wondering if the recent class-action case against The National Association of Realtors will have a knock-on effect on the UK property market? 

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    The Property Podcast
    enMay 21, 2024

    TPP583: How we manage million-pound portfolios in 1 hour per month

    TPP583: How we manage million-pound portfolios in 1 hour per month

    What’s holding you back from investing in property or scaling up your current portfolio? For a lot of investors, it’s time. Time is our most valuable asset, but after over a decade in property, Rob & Rob have mastered managing their portfolios – so much so, that they can do it in less than 60 minutes per month. 

    • (0:45) News story of the week 
    • (4:00) The Property Podcast LIVE 
    • (4:22) How to invest with no time 
    • (7:17) The 3 main components 
    • (8:32) Sourcing property 
    • (11:29) Property management 
    • (13:53) Your strategy 
    • (15:59) How to implement it 
    • (18:02) Become the CEO of your portfolio 
    • (21:50) What is your time worth 
    • (23:27) Hub Extra 

    Links mentioned: 

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    The Property Podcast
    enMay 16, 2024

    ASK428: How would you invest £50k? PLUS: Can I make my tenants maintain the garden?

    ASK428: How would you invest £50k? PLUS: Can I make my tenants maintain the garden?

    It’s time for the latest episode of Ask Rob & Rob! 

    • (0:42) Ben wants to start investing in property but he’s lost on where to begin. He’s absorbed all our content online and determined his goals. Now he’s moving back to Liverpool, he thinks he’d like to take advantage of his local knowledge and potentially buy his first investment here, but he’s hoping Rob & Rob can share their advice for the safest investment he can make for his first plunge. 
    • (6:01) While Derek has previously experienced no problems with his tenants, recent complaints from the neighbours indicate a lapse in garden maintenance. Despite his efforts to equip them with necessary tools, such as a lawnmower, during his last visit, there has been no improvement. Now, Derek is wondering what he should do next, and if he should issue them a Section 21 Notice. 

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    The Property Podcast
    enMay 14, 2024

    TPP582: Market Update - May 2024

    TPP582: Market Update - May 2024

    It’s the most talked-about topic in the property world right now: the Renters Reform Bill. After finally making its way through the House of Commons, the bill seems close to being passed – but what does this mean for property investors? We also look at an unexpected move for house prices, talk about the latest Bank of England moves, and find a surprise lurking in the rental data. 

    • (0:35) Renters reform bill - the facts and our opinions 
    • (9:35) A house price surprise 
    • (13:30) Let’s look at mortgage rates 
    • (17:28) What’s the latest data on rents? 
    • (20:02) Hub Extra 

    Links mentioned: 

    House prices: 

    Mortgages: 

    Rents: 

    Hub Extra: 

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    ASK427: Should I diversify between cities? PLUS: Help! I don't have a tenancy agreement!

    ASK427: Should I diversify between cities? PLUS: Help! I don't have a tenancy agreement!

    Rob & Rob are back to offer their advice to two more listeners!  

    • (0:45) Alan has two buy-to-let properties in Nottingham and is considering investing further in the near future. He’s curious to know if he should diversify his portfolio by investing in a different location and turns to Rob & Rob for their advice. 
    • (3:45) Pete bought a property at auction two years ago, already tenanted, with plans to renovate it while the tenant stayed. He now needs to sell as his circumstances have changed, however he never got the tenant to sign a new lease under his name. He wonders if he can still give the tenant notice to leave, and what implications this may have if his name isn't on the lease. 

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    TPP581: 7 property disasters we've had in the last 12 months! (PLUS: Big evictions news)

    TPP581: 7 property disasters we've had in the last 12 months! (PLUS: Big evictions news)

    It’s not always plain sailing being a property investor, but no one talks about the stuff that goes wrong - until now! Join us as Rob & Rob share their painful disasters this year. From costly leaks to trashed flats, unpaid rent and busted boilers, they delve into the property problems they couldn't control and the ones they admit were on them. Why? So you can take away valuable lessons from their experiences and avoid making the same blunders.

    Also don’t miss the chance to get The Robs’ opinions on your own property deals! 

    • (0:45) News story of the week: The renters reform bill 
    • (6:52) Rob & Rob will review your deals! 
    • (7:25) Rob & Rob each share seven disasters this year… 
    • (8:40) The unforeseen problems outside of their control 
    • (11:30) The Robs painful mistakes 
    • (21:10) Lessons learnt 
    • (25:29) Hub Extra 

    Links mentioned: 

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    ASK426: 4 questions about taking equity out of my portfolio

    ASK426: 4 questions about taking equity out of my portfolio

    Join us for a special episode of Ask Rob & Rob, as they tackle ONE complex question from an avid listener… 

    • (0:56) Remco’s recently completed the purchase of his second property through Property Hub Invest. While eager to continue expanding his portfolio, he faces the dilemma of having insufficient funds for a deposit and is reluctant to invest more of his personal savings. As a solution, he’s considering leveraging the equity from his properties, but with numerous questions about the process and its feasibility, he turns to the guys for their help and guidance. 

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    AOB: Going behind the scenes of a £100m property business

    AOB: Going behind the scenes of a £100m property business

    Welcome back to AOB where Rob & Rob share the backstage inner workings of a £100m property business. 

    In today's episode they give you an inside look at their operations: the mechanics of their workplace, specialised teams, and the challenges they face head-on. 

    Links mentioned: 

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    TPP580: Worth it or not? We judge different property expenses

    TPP580: Worth it or not? We judge different property expenses

    With so many property services out there, it can be tough to know which ones are worth your hard-earned cash. Join Rob & Rob for a lively debate (and a fair bit of disagreement) as they break down the must-haves, the ones to avoid, and those that could go either way based on your situation.

    • (0:40) News story of the week 
    • (6:06) Let’s talk property services… 
    • (6:40) Which should you pay for? 
    • (15:14) Those NOT worth paying for 
    • (18:40) The ones that depend on you… 
    • (27:46) Hub Extra 

    Links mentioned: 

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    ASK425: How do I research a developer? PLUS: Will my Ltd Co pass the stress test?

    ASK425: How do I research a developer? PLUS: Will my Ltd Co pass the stress test?

    It’s time for your latest episode of Ask Rob & Rob! 

    • (0:45) Charlie’s gearing up to diversify his portfolio by purchasing his first off-plan property. While he’s mindful of the potential pitfalls, he’s hit a roadblock when researching the developers. Seeking guidance, he turns to Rob & Rob for their expert advice and insights. 
    • (7:14) James wants to know why higher-rate taxpayers undergo a 145% stress test compared to the 125% for basic-rate taxpayers. He’s also curious about the typical rate applied for limited companies and asks the guys for more information to gain a better understanding. 

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    TPP579: Using AI to become a superhuman property investor

    TPP579: Using AI to become a superhuman property investor

    It’s the powerful tool that’s swept the globe and if you’re not using it yet, you’re missing out – we’re talking about artificial intelligence! Tune in as Rob & Rob share the tools and techniques they use daily to save time and money with their property investments and in business.

    • (0:45) News story of the week 
    • (3:48) Are you using AI? 
    • (5:10) General tips to unleash AI’s full potential 
    • (12:00) Real-life examples of AI in action 
    • (20:20) Try it for yourself 
    • (22:12) Hub Extra 

    Links mentioned: 

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    ASK424: Should I pay this arrangement fee? PLUS: Is it time for a hands-off strategy?

    ASK424: Should I pay this arrangement fee? PLUS: Is it time for a hands-off strategy?

    Rob & Rob are back with more listener questions!  

    • (0:45) Ross is curious about the best way to pay his arrangement fees. Should he use his own cash to cover the fees upfront or add them to his mortgage? Aware that the latter option will incur interest charges over time but may potentially benefit from inflation, he turns to Rob & Rob for their advice. 
    • (3:55) Hollie's original game plan involved flipping properties in her local area of Portsmouth, utilising her partner's building expertise for renovations. However, she's having second thoughts and wonders whether a hands-off strategy in a property hotspot could offer better capital growth. Seeking guidance, she turns to the guys for their thoughts on her potential shift in direction. 

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