retirement planning

Take a look at some of the tools we used to help us figure out how much we need in retirement:

👉 Life expectancy calculator

👉 Calculate your current investment returns

👉 Retirement withdrawal calculator

If you enjoyed this episode, please leave us a 5 ⭐️ rating & a review. As a smaller podcast, it would really help us to reach more people.

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We would love to be able to help you out in these Money Minis!

So whether you've got a question about the world of finance and investing, or a money dilemma or confession that you'd like to hear our opinion on, email us at ⁠⁠⁠hello@stocksandsavings.com⁠⁠⁠ and you might just be featured on one of our episodes.

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Thank you for listening to this episode of The Stocks and Savings Podcast, we really hope that you found it interesting.

And if you're new here - welcome! We're Andreea & Jamie, the 2 Chartered Accountants & couple behind the Instagram financial blog ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@stocksandsavings⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

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See you next time! 🤗

There’s never been more information available to investors, but how do you avoid drowning in data? We’ve gathered our favourite investing tools from across the web to help. And what’s more, they’re free.

Get ready for asset valuation, fund selection, and portfolio modelling made easy.

And in today’s Dumb Question of the Week: Do backtests really work?

Tools discussed

Fund screening

• JustETF
• VettaFI
• Morningstar fund screener
• Morningstar ETF screener

Market Data

• FRED
• Koyfin
• FinViz
• Yahoo Finance
• Google Finance
• Dataroma

Valuation

• Yardeni
• Research Affiliates
• Barclays Indices
• Aswath Damodaran

Historic returns data

• Bogleheads SIMBA spreadsheet
• Robert Shiller’s data
• Fama/French data
• MSCI data

Portfolio backtests

• PortfolioCharts
• Portfolio Visualizer
• FI Calc

Affiliate links

• New users of Koyfin get 15% off when signing up through this special link https://koyfin.com/?via=pensioncraft
• New subscribers to Sharepad get the 2nd month free for monthly subscribers, or an additional free 13th month for annual subscribers: https://sharescope.co.uk/pensioncraftsp
• New users of Stockopedia get a special 25% discount on any annual plan: <a href="https://stk.pe/pensioncraft" rel="noopener noreferrer"...

On a global mission to make the financial industry less “male, pale, and stale,” Vivian Tu is a former Wall Street trader-turned-expert, educator, public speaker, host, entrepreneur, media powerhouse, and the founder and CEO of the financial equity phenomenon, “Your Rich BFF.” In January 2021, she developed and launched the “Your Rich BFF” blog and social media handles as a passion project to destigmatize and make the rules of personal finance accessible and digestible to non-experts and marginalized communities. 

Her dedication to promoting financial literacy and ability to bridge the gap between finance and the mainstream have earned her cross-platform fame and notoriety, having garnered nearly 6 million followers and counting, as well as honors on both the Forbes’ ‘30 Under 30 – Social Media’ (2023) and inaugural ‘Top Creators’ (2022) lists. This December 2023, Vivian’s financial prowess and devotion to educating her followers have culminated into the highly anticipated release of her debut book, “RICH AF: The Winning Money Mindset That Will Change Your Life.” Revealed exclusively on the TODAY show, “RICH AF” is billed as the definitive book on personal finance for a new generation, and was sold in a competitive auction for a seven-figure publishing deal to Portfolio, a division of Penguin

Buy her book Rich AF: The Winning Money Mindset That Will Change Your Life 

Listen to her podcast Networth and Chill Pod

In this episode you will learn

• How to recognize warning signs of a potential layoff and take proactive steps to protect your career and financial stability.
• Whether everyone possesses the potential to achieve financial wealth and the key factors that contribute to financial success.
• Practical strategies for increasing your income and improving your financial health, even if you're currently facing financial challenges.
• Insights on achieving financial comfort without placing excessive emphasis on money itself, focusing on balance and fulfillment.
• The pros and cons of company loyalty versus job hopping, and finding out which approach is more likely to lead to financial success and wealth building.

For more information go to www.lewishowes.com/1551

For more Greatness text PODCAST to +1 (614) 350-3960

More SOG money-themed episodes we think you’ll love:

Jaspreet Singh – https://link.chtbl.com/1411-pod

Jen Sincero – https://link.chtbl.com/1101-pod

Dave Ramsey – https://link.chtbl.com/1415-pod

Check out these fun things:

Patreon: ⁠https://www.patreon.com/calebhammer⁠ 

My socials: ⁠https://linktr.ee/calebhammer⁠ 

Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com

Sponsorship and business inquiries: calebhammer@creatorsagency.co 

_______________________ 

Timestamps: 00:00 Job and income 05:55 Single income household (Yikes) 13:25 Filthy debt habit 19:14 Being a good person is irrelevant 23:15 Holy moly you can't afford this 28:08 SOFI 30:35 Endless BS spending 37:12 You have ZERO excuse 43:04 So you're gonna take classes? 48:11 When does this nightmare end?! 51:11 You need a budget 1:03:32 AURA 1:08:34 Here's the plan 1:15:48 You're GOING to counseling! 1:23:44 Hammer Financial Score

Check out these fun things:

Patreon: ⁠https://www.patreon.com/calebhammer⁠ 

My socials: ⁠https://linktr.ee/calebhammer⁠ 

Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com

Sponsorship and business inquiries: calebhammer@creatorsagency.co 

_______________________ 

Timestamps: 00:00 Job and income 04:30 Why are you taking out a Loan?! 06:57 You took out a loan for THIS?! 11:12 Grammarly 17:21 Don't BS me dude... 21:50 It doesn't end 29:34 He's F'd 31:36 Spend Spend Spend 37:08 I'm scared for you... legit 40:29 You need to budget or else 44:48 Course Careers 46:00 How do we fix this?! 56:06 You need to bust a** 57:55 Hammer Financial Score

You don’t get to invest with the benefit of hindsight. Mistakes are made, and you have to live with them. But it begs the question: if you could travel back in time, what investing advice would you give your 21-year-old self?

Would you champion index funds? Warn about risk? Or maybe suggest just getting started?

And in today’s Dumb Question of the Week: Am I rich?

Selected links

• Household total wealth in Great Britain (ONS)
• Distribution of individual total wealth in Great Britain (ONS)

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Get in touch

📧 mhr@pensioncraft.com

🎧 many-happy-returns.captivate.fm

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Disclaimer

This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

Copyright 2023 Many Happy Returns