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    The Stocks and Savings Podcast

    The world of investing and finance is unnecessarily complex, and we're changing that one episode at a time! Hi there, we're Andreea and Jamie, the two Chartered Accountants and UK-based millennial investors behind the Instagram blog @stocksandsavings. This podcast will give you the tools to go from Beginner to Confident Investor, through our easy-to-understand, digestible lessons. We hope you'll join us in our endeavour to build wealth through investing while enjoying life!
    enStocks and Savings63 Episodes

    Episodes (63)

    62. Should I Invest My Money All At Once, Or Drip-Feed My Investments?

    62. Should I Invest My Money All At Once, Or Drip-Feed My Investments?

    Today's podcast will be answering a question that we've received quite a lot - although specifically from Robin on Instagram this time - is there a best frequency to be buying investments?

    Basically, should you lump all your money into stocks as soon as possible, or spread your investments out over a longer period of time?

    Let's find out!

    If you enjoyed this episode, please leave us a 5 ⭐️ rating & a review. As a smaller podcast, it would really help us to reach more people.

    Thank you!😇

    ---

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get A Free Share When You Sign Up To Trading 212⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

    We'd also like to thank this season's sponsor, Trading 212.

    Trading 212 is an investing platform which aims to democratise investing, and it's also the platform that we have used since we started!

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for a free share worth up to £100 when you sign up and deposit at least the minimum amount required for Invest or Stocks ISA accounts (which at the time of recording is £1).

    If it's not done automatically, you can also go to the main menu, then to 'Use promo code' and copy-paste this code SNSBONUS.

    Terms & conditions apply. Capital at Risk. Investments may rise and fall.

    ---

    For more financial education made simple:

    See you next time! 🤗

    61. Our 2024 Half-Year Stock Portfolio Review! Looking At Our Returns, Our Best Investments, And More

    61. Our 2024 Half-Year Stock Portfolio Review! Looking At Our Returns, Our Best Investments, And More

    As we reach the halfway stage of 2024, we think it's a good time to reflect on how the stock market and our portfolios have performed - with some glaringly obvious lessons that we've learned 📚

    If you enjoyed this episode, please leave us a 5 ⭐️ rating & a review. As a smaller podcast, it would really help us to reach more people.

    Thank you!😇

    ---

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get A Free Share When You Sign Up To Trading 212⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

    We'd also like to thank this season's sponsor, Trading 212.

    Trading 212 is an investing platform which aims to democratise investing, and it's also the platform that we have used since we started!

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for a free share worth up to £100 when you sign up and deposit at least the minimum amount required for Invest or Stocks ISA accounts (which at the time of recording is £1).

    If it's not done automatically, you can also go to the main menu, then to 'Use promo code' and copy-paste this code SNSBONUS.

    Terms & conditions apply. Capital at Risk. Investments may rise and fall.

    ---

    For more financial education made simple:

    See you next time! 🤗

    --- Send in a voice message: https://podcasters.spotify.com/pod/show/stocksandsavings/message

    60. I Was Wrong About This Stock: Here's What I Learned

    60. I Was Wrong About This Stock: Here's What I Learned

    I'll be honest, it's never fun when an investment doesn't go to plan.

    But when you invest in individual stocks, you are ALWAYS going to have some that don't work out.

    Truth is, this investment is nothing in comparison to all the mistakes we made when we first started investing.

    That's part of the reason why we decided to take everything we've learned over the past few years, and put it all into an investing course that will save you from the same mistakes!

    Check out our website to find out more about our A-Z Investing Course, a step-by-step roadmap designed to take you from beginner to confident investor in just 6 weeks 👉 ⁠⁠www.stocksandsavings.com⁠

    ---

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get A Free Share When You Sign Up To Trading 212⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

    We'd also like to thank this season's sponsor, Trading 212.

    Trading 212 is an investing platform which aims to democratise investing, and it's also the platform that we have used since we started!

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for a free share worth up to £100 when you sign up and deposit at least the minimum amount required for Invest or Stocks ISA accounts (which at the time of recording is £1).

    If it's not done automatically, you can also go to the main menu, then to 'Use promo code' and copy-paste this code SNSBONUS.

    Terms & conditions apply. Capital at Risk. Investments may rise and fall.

    ---

    For more financial education made simple:

    See you next time! 🤗

    --- Send in a voice message: https://podcasters.spotify.com/pod/show/stocksandsavings/message

    59. Your Guide To UK Pensions And How To Save For Retirement

    59. Your Guide To UK Pensions And How To Save For Retirement

    What is a UK pension and how does it work? We'll be answering this, and much more, on today's episode.

    Also, here are some of the links that we mentioned:

    👉 Check your national insurance contributions

    👉 Search for old and lost pensions

    👉 More details on finding old pension pots

    If you enjoyed this episode, please leave us a 5 ⭐️ rating & a review. As a smaller podcast, it would really help us to reach more people.

    Thank you!😇

    ---

    Join Our A-Z Investing Course

    We hope you find our podcast helpful, and it makes you more confident about the world of finance and investing.

    But if you still feel intimated by all the jargon in investing and overwhelmed by all the options, you don't have to go through it alone.

    Check out our website to find out more about our A-Z Investing Course, a step-by-step roadmap designed to take you from beginner to confident investor in just 6 weeks 👉 ⁠www.stocksandsavings.com

    ---

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get A Free Share When You Sign Up To Trading 212⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

    We'd also like to thank this season's sponsor, Trading 212.

    Trading 212 is an investing platform which aims to democratise investing, and it's also the platform that we have used since we started!

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for a free share worth up to £100 when you sign up and deposit at least the minimum amount required for Invest or Stocks ISA accounts (which at the time of recording is £1).

    If it's not done automatically, you can also go to the main menu, then to 'Use promo code' and copy-paste this code SNSBONUS.

    Terms & conditions apply. Capital at Risk. Investments may rise and fall.

    ---

    For more financial education made simple:

    See you next time! 🤗

    --- Send in a voice message: https://podcasters.spotify.com/pod/show/stocksandsavings/message

    58. UK Investing Fees Uncovered: How To Minimise Costs And Maximise Returns

    58. UK Investing Fees Uncovered: How To Minimise Costs And Maximise Returns

    Do you know how many different fees you have to pay when investing in the UK?

    Honestly, I'm not even sure we did before researching this episode...

    But we hope it's an eye-opener about just how many fees there are, and how you can avoid them.

    Also, feel free to check out our Global Index Fund Cheat Sheet to see some of the fees charged. ---

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get A Free Share When You Sign Up To Trading 212⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

    We'd also like to thank this season's sponsor, Trading 212.

    Trading 212 is an investing platform which aims to democratise investing, and it's also the platform that we have used since we started!

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for a free share worth up to £100 when you sign up and deposit at least the minimum amount required for Invest or Stocks ISA accounts (which at the time of recording is £1).

    If it's not done automatically, you can also go to the main menu, then to 'Use promo code' and copy-paste this code SNSBONUS.

    Terms & conditions apply. Capital at Risk. Investments may rise and fall.

    ---

    For more financial education made simple:

    See you next time! 🤗

    --- Send in a voice message: https://podcasters.spotify.com/pod/show/stocksandsavings/message

    57. What Did We Invest In This Month? The Stocks And Funds We Invested In When We Got Paid In June

    57. What Did We Invest In This Month? The Stocks And Funds We Invested In When We Got Paid In June

    It's payday once again, and you know what that means - it's time to put some money into our Stocks and Shares ISAs, and make some investments.

    Plus we've got a brand new company that Jamie added to his portfolio!

    If you enjoyed this episode, please leave us a 5 ⭐️ rating & a review. As a smaller podcast, it would really help us to reach more people.

    Thank you!😇

    ---

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get A Free Share When You Sign Up To Trading 212⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

    We'd also like to thank this season's sponsor, Trading 212.

    Trading 212 is an investing platform which aims to democratise investing, and it's also the platform that we have used since we started!

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for a free share worth up to £100 when you sign up and deposit at least the minimum amount required for Invest or Stocks ISA accounts (which at the time of recording is £1).

    If it's not done automatically, you can also go to the main menu, then to 'Use promo code' and copy-paste this code SNSBONUS.

    Terms & conditions apply. Capital at Risk. Investments may rise and fall.

    ---

    For more financial education made simple:

    See you next time! 🤗

    --- Send in a voice message: https://podcasters.spotify.com/pod/show/stocksandsavings/message

    56: Is It Worth Investing Just £10 A Month?

    56: Is It Worth Investing Just £10 A Month?

    A lot of the talk in the world of investing is all about the impact of investing hundreds of pounds every month, but that leads to a common misconception - that you need hundreds of pounds each month to make investing worthwhile!

    So in today's mini, we'll be talking about how the power of investing can help to boost your finances, from just £10 per month. ---

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get A Free Fractional Share When You Sign Up To Trading 212⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

    We'd also like to thank this season's sponsor, Trading 212.

    Trading 212 is an investing platform which aims to democratise investing, and it's also the platform that we have used since we started!

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for a free fractional share worth up to £100 when you sign up and deposit at least the minimum amount required for Invest or ISA accounts (which at the time of recording is £1).

    If it's not done automatically, you can also go to the main menu, then to 'Use promo code' and copy-paste this code SNSBONUS.

    Terms & conditions apply. Capital at Risk. Investments may rise and fall.

    ---

    For more financial education made simple:

    See you next time! 🤗

    --- Send in a voice message: https://podcasters.spotify.com/pod/show/stocksandsavings/message

    55. Are Dividends Pointless? The Case For And Against Dividend-Paying Stocks And Funds

    55. Are Dividends Pointless? The Case For And Against Dividend-Paying Stocks And Funds

    Dividends always seem to get a lot of attention in the world of investing, and 99% of the time they get a lot of praise.

    So today, we'll be looking closer at that 1% - where we answer the question: are dividends good, or are they actually kind of pointless?

    If you enjoyed this episode, please leave us a 5 ⭐️ rating & a review. As a smaller podcast, it would really help us to reach more people.

    Thank you!😇

    ---

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get A Free Share When You Sign Up To Trading 212⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

    We'd also like to thank this season's sponsor, Trading 212.

    Trading 212 is an investing platform which aims to democratise investing, and it's also the platform that we have used since we started!

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for a free share worth up to £100 when you sign up and deposit at least the minimum amount required for Invest or ISA accounts (which at the time of recording is £1).

    If it's not done automatically, you can also go to the main menu, then to 'Use promo code' and copy-paste this code SNSBONUS.

    Terms & conditions apply. Capital at Risk. Investments may rise and fall.

    ---

    For more financial education made simple:

    See you next time! 🤗

    --- Send in a voice message: https://podcasters.spotify.com/pod/show/stocksandsavings/message

    54: Tax Free AND Government Backed - Are UK Premium Bonds A Good Place For Your Money In 2024?

    54: Tax Free AND Government Backed - Are UK Premium Bonds A Good Place For Your Money In 2024?

    In today's episode, we'll be diving into the weird and wonderful (maybe an overstatement) world of UK Premium Bonds!

    ---

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get A Free Fractional Share When You Sign Up To Trading 212⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

    We'd also like to thank this season's sponsor, Trading 212.

    Trading 212 is an investing platform which aims to democratise investing, and it's also the platform that we have used since we started!

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for a free fractional share worth up to £100 when you sign up and deposit at least the minimum amount required for Invest or ISA accounts (which at the time of recording is £1).

    If it's not done automatically, you can also go to the main menu, then to 'Use promo code' and copy-paste this code SNSBONUS.

    Terms & conditions apply. Capital at Risk. Investments may rise and fall.

    ---

    For more financial education made simple:

    See you next time! 🤗

    --- Send in a voice message: https://podcasters.spotify.com/pod/show/stocksandsavings/message

    53. What Did We Invest In This Month? The Stocks And Funds We Invested In When We Got Paid In May

    53. What Did We Invest In This Month? The Stocks And Funds We Invested In When We Got Paid In May

    It's payday once again, and you know what that means - it's time to put some money into our Stocks and Shares ISAs, and make some investments.

    It's worth pointing out that some share prices have changed quite a bit since we recorded this, since it's the middle of earnings season!

    If you enjoyed this episode, please leave us a 5 ⭐️ rating & a review. As a smaller podcast, it would really help us to reach more people.

    Thank you!😇

    ---

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get A Free Share When You Sign Up To Trading 212⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

    We'd also like to thank this season's sponsor, Trading 212.

    Trading 212 is an investing platform which aims to democratise investing, and it's also the platform that we have used since we started!

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for a free share worth up to £100 when you sign up and deposit at least the minimum amount required for Invest or ISA accounts (which at the time of recording is £1).

    If it's not done automatically, you can also go to the main menu, then to 'Use promo code' and copy-paste this code SNSBONUS.

    Terms & conditions apply. Capital at Risk. Investments may rise and fall.

    ---

    For more financial education made simple:

    See you next time! 🤗

    --- Send in a voice message: https://podcasters.spotify.com/pod/show/stocksandsavings/message

    52. When Should You Sell Your Investments And Take A Profit?

    52. When Should You Sell Your Investments And Take A Profit?

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get A Free Fractional Share When You Sign Up To Trading 212⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

    We'd also like to thank this season's sponsor, Trading 212.

    Trading 212 is an investing platform which aims to democratise investing, and it's also the platform that we have used since we started!

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for a free fractional share worth up to £100 when you sign up and deposit at least the minimum amount required for Invest or ISA accounts (which at the time of recording is £1).

    If it's not done automatically, you can also go to the main menu, then to 'Use promo code' and copy-paste this code SNSBONUS.

    Terms & conditions apply. Capital at Risk. Investments may rise and fall.

    ---

    For more financial education made simple:

    See you next time! 🤗

    --- Send in a voice message: https://podcasters.spotify.com/pod/show/stocksandsavings/message

    51: The 11 Stocks Controlling European Markets, Plus We Pick Our Favourite GRANOLA Stocks

    51: The 11 Stocks Controlling European Markets, Plus We Pick Our Favourite GRANOLA Stocks

    Today we'll be talk about 11 of the highest quality stocks in Europe, according to Goldman Sachs at least - and we'll each pick our favourite!

    If you enjoyed this episode, please leave us a 5 ⭐️ rating & a review. As a smaller podcast, it would really help us to reach more people.

    Thank you!😇

    ---

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get A Free Share When You Sign Up To Trading 212⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

    We'd also like to thank this season's sponsor, Trading 212.

    Trading 212 is an investing platform which aims to democratise investing, and it's also the platform that we have used since we started!

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for a free share worth up to £100 when you sign up and deposit at least the minimum amount required for Invest or ISA accounts (which at the time of recording is £1).

    If it's not done automatically, you can also go to the main menu, then to 'Use promo code' and copy-paste this code SNSBONUS.

    Terms & conditions apply. Capital at Risk. Investments may rise and fall.

    ---

    For more financial education made simple:

    See you next time! 🤗

    --- Send in a voice message: https://podcasters.spotify.com/pod/show/stocksandsavings/message

    50. The 5 UK Tax Allowances You Need To Know For The New Tax Year

    50. The 5 UK Tax Allowances You Need To Know For The New Tax Year

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get A Free Fractional Share When You Sign Up To Trading 212⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

    We'd also like to thank this season's sponsor, Trading 212.

    Trading 212 is an investing platform which aims to democratise investing, and it's also the platform that we have used since we started!

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for a free fractional share worth up to £100 when you sign up and deposit at least the minimum amount required for Invest or ISA accounts (which at the time of recording is £1).

    If it's not done automatically, you can also go to the main menu, then to 'Use promo code' and copy-paste this code SNSBONUS.

    Terms & conditions apply. Capital at Risk. Investments may rise and fall.

    ---

    For more financial education made simple:

    See you next time! 🤗

    --- Send in a voice message: https://podcasters.spotify.com/pod/show/stocksandsavings/message

    49. What Did We Invest In This Month? The Stocks And Funds We Invested In When We Got Paid In April

    49. What Did We Invest In This Month? The Stocks And Funds We Invested In When We Got Paid In April

    It's payday once again, and you know what that means - it's time to put some money into our Stocks and Shares ISAs, and make some investments.

    If you enjoyed this episode, please leave us a 5 ⭐️ rating & a review. As a smaller podcast, it would really help us to reach more people.

    Thank you!😇

    ---

    ⁠⁠Vote For Us As Money Podcaster Of The Year⁠⁠

    We've been nominated as Money Podcaster of the Year at the British Bank Awards 🍾

    If you've ever learnt something from our podcast, we'd really appreciate it if you could spare a few minutes to vote for us 🗳️

    Please tap the link ⁠⁠HERE⁠⁠ to vote for us as Money Podcaster of the Year!

    There's a few details you'll need:

    • Name: Stocks and Savings
    • Podcast Name: The Stocks and Savings Podcast

    The star rating and comments are completely up to you 🧡

    Thanks so much, we really appreciate you taking this time to vote for us 🙏 ---

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get A Free Share When You Sign Up To Trading 212⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

    We'd also like to thank this season's sponsor, Trading 212.

    Trading 212 is an investing platform which aims to democratise investing, and it's also the platform that we have used since we started!

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for a free share worth up to £100 when you sign up and deposit at least the minimum amount required for Invest or ISA accounts (which at the time of recording is £1).

    If it's not done automatically, you can also go to the main menu, then to 'Use promo code' and copy-paste this code SNSBONUS.

    Terms & conditions apply. Capital at Risk. Investments may rise and fall.

    ---

    For more financial education made simple:

    See you next time! 🤗

    --- Send in a voice message: https://podcasters.spotify.com/pod/show/stocksandsavings/message

    48. Three Major Changes Coming to ISAs In 2024 In The UK

    48. Three Major Changes Coming to ISAs In 2024 In The UK

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get A Free Fractional Share When You Sign Up To Trading 212⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

    We'd also like to thank this season's sponsor, Trading 212.

    Trading 212 is an investing platform which aims to democratise investing, and it's also the platform that we have used since we started!

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for a free fractional share worth up to £100 when you sign up and deposit at least the minimum amount required for Invest or ISA accounts (which at the time of recording is £1).

    If it's not done automatically, you can also go to the main menu, then to 'Use promo code' and copy-paste this code SNSBONUS.

    Terms & conditions apply. Capital at Risk. Investments may rise and fall.

    ---

    For more financial education made simple:

    See you next time! 🤗

    --- Send in a voice message: https://podcasters.spotify.com/pod/show/stocksandsavings/message

    47. How To Start Investing From The UK In 2024

    47. How To Start Investing From The UK In 2024

    We hope you found this episode helpful, and you now feel more confident about the world of finance and investing.

    But if you still feel intimated by all the jargon in investing and overwhelmed by all the options, you don't have to go through it alone.

    Check out our website to find out more about our A-Z Investing Course, a step-by-step roadmap designed to take you from beginner to confident investor in just 6 weeks 👉 www.stocksandsavings.com

    ---

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get A Free Share When You Sign Up To Trading 212⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

    We'd also like to thank this season's sponsor, Trading 212.

    Trading 212 is an investing platform which aims to democratise investing, and it's also the platform that we have used since we started!

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for a free share worth up to £100 when you sign up and deposit at least the minimum amount required for Invest or ISA accounts (which at the time of recording is £1).

    If it's not done automatically, you can also go to the main menu, then to 'Use promo code' and copy-paste this code SNSBONUS.

    Terms & conditions apply. Capital at Risk. Investments may rise and fall.

    ---

    For more financial education made simple:

    See you next time! 🤗

    --- Send in a voice message: https://podcasters.spotify.com/pod/show/stocksandsavings/message

    46. Why We Just SOLD A Bunch Of Our Investments

    46. Why We Just SOLD A Bunch Of Our Investments

    We just made one of the biggest ever changes to our Stocks and Shares ISAs by selling a bunch of smaller investments, so today we'll be talking about why we did that.

    If you enjoyed this episode, please leave us a 5 ⭐️ rating & a review. As a smaller podcast, it would really help us to reach more people.

    Thank you!😇 ---

    ⁠⁠Vote For Us As Money Podcaster Of The Year⁠⁠

    We've been nominated as Money Podcaster of the Year at the British Bank Awards 🍾

    If you've ever learnt something from our podcast, we'd really appreciate it if you could spare a few minutes to vote for us 🗳️

    Please tap the link ⁠⁠HERE⁠⁠ to vote for us as Money Podcaster of the Year!

    There's a few details you'll need:

    • Name: Stocks and Savings
    • Podcast Name: The Stocks and Savings Podcast

    The star rating and comments are completely up to you 🧡

    Thanks so much, we really appreciate you taking this time to vote for us 🙏

    ---

    Thank you for listening to this episode of The Stocks and Savings Podcast, we really hope that you found it interesting.

    And if you're new here - welcome! We're Andreea & Jamie, the 2 Chartered Accountants & couple behind the Instagram financial blog ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@stocksandsavings⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

    For more financial education made simple:

    See you next time! 🤗

    --- Send in a voice message: https://podcasters.spotify.com/pod/show/stocksandsavings/message

    45. What Did We Invest In This Month? The Stocks And Funds We Bought When We Got Paid

    45. What Did We Invest In This Month? The Stocks And Funds We Bought When We Got Paid

    It's payday once again, and you know what that means - it's time to put some money into our Stocks and Shares ISAs, and make some investments.

    If you enjoyed this episode, please leave us a 5 ⭐️ rating & a review. As a smaller podcast, it would really help us to reach more people.

    Thank you!😇

    ---

    Vote For Us As Money Podcaster Of The Year

    We've been nominated as Money Podcaster of the Year at the British Bank Awards 🍾

    If you've ever learnt something from our podcast, we'd really appreciate it if you could spare a few minutes to vote for us 🗳️

    Please tap the link ⁠HERE⁠ to vote for us as Money Podcaster of the Year!

    There's a few details you'll need:

    • Name: Stocks and Savings
    • Podcast Name: The Stocks and Savings Podcast

    The star rating and comments are completely up to you 🧡

    Thanks so much, we really appreciate you taking this time to vote for us 🙏 ---

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get A Free Share When You Sign Up To Trading 212⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

    We'd also like to thank this season's sponsor, Trading 212.

    Trading 212 is an investing platform which aims to democratise investing, and it's also the platform that we have used since we started!

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for a free share worth up to £100 when you sign up and deposit at least the minimum amount required for Invest or ISA accounts (which at the time of recording is £1).

    If it's not done automatically, you can also go to the main menu, then to 'Use promo code' and copy-paste this code SNSBONUS.

    Terms & conditions apply. Capital at Risk. Investments may rise and fall.

    ---

    For more financial education made simple:

    See you next time! 🤗

    --- Send in a voice message: https://podcasters.spotify.com/pod/show/stocksandsavings/message

    44. How To Choose The Right Index Fund For You (S&P 500, FTSE All-World, FTSE 100)

    44. How To Choose The Right Index Fund For You (S&P 500, FTSE All-World, FTSE 100)

    Investing in index funds is a hands-off approach to investing, but there's still a few things to think about when selecting the right fund for you to invest in.

    That's exactly what today's episode is all about!

    If you enjoyed this episode, please leave us a 5 ⭐️ rating & a review. As a smaller podcast, it would really help us to reach more people.

    Thank you!😇 ---

    We would love to be able to help you out in these Money Minis!

    So whether you've got a question about the world of finance and investing, or a money dilemma or confession that you'd like to hear our opinion on, email us at ⁠⁠⁠⁠hello@stocksandsavings.com⁠⁠⁠⁠ and you might just be featured on one of our episodes.

    ---

    Thank you for listening to this episode of The Stocks and Savings Podcast, we really hope that you found it interesting.

    And if you're new here - welcome! We're Andreea & Jamie, the 2 Chartered Accountants & couple behind the Instagram financial blog ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@stocksandsavings⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

    For more financial education made simple:

    See you next time! 🤗

    --- Send in a voice message: https://podcasters.spotify.com/pod/show/stocksandsavings/message

    43. How We Value Companies When Investing

    43. How We Value Companies When Investing

    This has been one of our most asked for episodes - so we hope you find it helpful!

    Talking about numbers and stock valuations on a podcast can be a bit of a challenge, but we've done our best to turn this into a useful introduction to valuation, so that you know some of the things to look for when it to deciding an "appropriate" share price for a potential investment.

    If you enjoyed this episode, please leave us a 5 ⭐️ rating & a review. As a smaller podcast, it would really help us to reach more people.

    Thank you!😇 ---

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get A Free Share When You Sign Up To Trading 212⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

    We'd also like to thank this season's sponsor, Trading 212.

    Trading 212 is an investing platform which aims to democratise investing, and it's also the platform that we have used since we started!

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for a free share worth up to £100 when you sign up and deposit at least the minimum amount required for Invest or ISA accounts (which at the time of recording is £1).

    If it's not done automatically, you can also go to the main menu, then to 'Use promo code' and copy-paste this code SNSBONUS.

    Terms & conditions apply. Capital at Risk. Investments may rise and fall.

    ---

    For more financial education made simple:

    See you next time! 🤗

    --- Send in a voice message: https://podcasters.spotify.com/pod/show/stocksandsavings/message

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