The Clark Howard Podcast

The Clark Howard Podcast

Today - Consumer spending has steadily become a larger part of the economy over the years. Tech and the ability to shop online has made the problem of shopping addiction substantially worse. Clark shares some simple steps you can take to avoid overspending online. Speaking of the internet - Clark has changed the way he goes online when away from home. You’ll want to hear his recommendations to protect your privacy and your money. Shopping Triggers: Segment 1 Ask Clark: Segment 2 Public Wi-Fi Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The Biggest Money Mistakes To Avoid in 2025 Why Clark Says It's Time To Dump I Bonds Why You Might Be Paying Your Credit Card Bills All Wrong Best Phone Plans: Get Exactly What You Want at the Cheapest Price Best Unlimited Data Plans in 2024: Starting at $25 for One Line The Best Unlimited Hotspot Plans The Best International Phone Plans Google Fi Review: My Experience as a Five-Year Customer (Pros and Cons) What Is a 403(b) and How Does It Work? How To Find and Choose a Financial Advisor How Much Does a Financial Advisor Cost? What Is a Fiduciary Financial Advisor and Do I Need One? Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

January 22, 2025

The Clark Howard Podcast

According to research, the median happy retiree needs $700,000 to get to retirement. But how do you get there? That’s where stocks come in. In this episode of Ask an Advisor, fee-only fiduciary financial advisor Wes Moss explains why stocks (mostly) are so important to your portfolio and the “dry powder” you need to stay confident in the market. Later in the show, Wes talks about FOMO (fear of missing out) Freddy and why you should ignore him at all costs when looking at your investments. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the January 21, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes: Wes Moss, CFP® Read Wes’ 5 Keys To Be a Successful Investor  Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

January 21, 2025

The Clark Howard Podcast

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - what a lawsuit against Ameriprise can teach us all about saving and investing. Clark Stinks: Segments 1 & 2 Savings Rate Rip Offs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Are Extended Warranties Ever Worth It? Should You Buy an Extended Warranty for Your TV? Travel Insurance Checklist: 5 Types of Coverage To Consider 4 Things To Know Before You Buy a Digital TV Antenna T-Mobile 5G Home Internet: 5 Things To Know Before You Sign Up Best Credit Cards for Students: Top Picks for 2024 Barrons: Ameriprise Asks Judge to Toss Clients’ Cash-Sweep Lawsuit 17 of the Best High-Yield Online Savings Accounts in January 2025 High-Yield Savings Account (HYSA) Calculator MyCredit Guide - American Express Submit a complaint | Consumer Financial Protection Bureau What Is a 403(b) and How Does It Work? Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

January 17, 2025

The Clark Howard Podcast

This podcast provides strategies to tackle credit card debt for the holiday season, tips on tax preparation including free filing services and important precautions about stolen refund checks, and advice on choosing between tax software or a professional, ending with resources for understanding credit scores and a free accountant help line.

January 15, 2025

The Clark Howard Podcast

Fee-only fiduciary financial advisor Wes Moss discusses 10 things investors should watch out for in 2025, including potential tariff issues, expected market volatility, and whether we can anticipate a bull or bear market. Christa shares listener questions as well.

January 14, 2025

The Clark Howard Podcast

This podcast episode discusses tips for finding bargains on summer travel, with a focus on what to watch out for when booking flights, cruises, hotels, and car rentals. Additionally, it warns about Amazon 'brushing' scams involved in unwanted deliveries. The show provides expert advice on robo-advisors, fiduciary financial advisors, and a free helpline for consumer issues.

January 13, 2025

The Clark Howard Podcast

In this podcast episode, Christa shares Clark Stinks posts and provides resources to navigate cellphone plans, saving potentially hundreds per year. Cellphone finds and comparisons are available at Phone Plan Finder on Clark.com. Also discussed: tips for free VIN checks before buying a used car, best phone plans, and advice on lowering car insurance prices.

January 10, 2025

The Clark Howard Podcast

US workers are experiencing a low record of 'thriving' and free online courses are available on four specific websites to upskill. Sitting for extended periods can shorten life span, according to NYTimes. Clark Howard shares his 7 rules for using credit cards.

January 08, 2025

The Clark Howard Podcast

In this Ask an Advisor episode, Wes Moss discusses the five fundamental keys of successful investors to help people navigate their path to financial freedom and retirement goals by focusing on key pillars like planning.

January 07, 2025

The Clark Howard Podcast

This podcast episode discusses why timeshares and vacation clubs are 'defective by design.' The show also offers advice on teaching children about money, particularly using allowance to instill the concept of finite resources.

January 06, 2025

The Clark Howard Podcast

Clark shares money-saving advice for 2025, discusses making returns post holidays, compares live TV streaming services, and offers insights on digital TV antennas, car insurance, travel insurance, and Costco hacks.

January 03, 2025

The Clark Howard Podcast

Happy Holidays! Please enjoy this Best Of episode. Clark returns January 3rd. Only 1 in 4 people realize you can negotiate on items you think come at a fixed price. You can negotiate everything from the price of a new car to your cable bill to large appliances. Also, social media is full of pitches selling supplements and powders with claims they can improve your health and change your life. Not so fast. What you need to know about dietary supplements.  Price Negotiation: Segment 1 Ask Clark: Segment 2 Warning: Dietary Supplements: Segment 3 Ask Clark: Segment 4 Mentioned on the show: A Guide To Negotiating For Cars, TV Bills, Home Renos And More Is It Worth Buying High-End Appliances? Here's How Long Your Home Appliances Should Last The best time and place to buy appliances Submit a complaint | Consumer Financial Protection Bureau Dietary supplements and protein powders fall under a ‘wild west’ of unregulated products that necessitate caveats and caution — The Conversation How To Avoid Fraud With Herbal Supplements ConsumerLab.com /  NSF International /  U.S. Pharmacopeia Consumer Federation of America Life Insurance Rate of Return Service How To Find and Claim Missing Money in Your Name Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

December 31, 2024

The Clark Howard Podcast

Clark discusses the 'magic number' for retirement and explains why non-traditional investments like private placements, hedge funds, and limited partnerships can be risky due to lack of liquidity and high expenses. He advises avoiding investments with anyone who is not a fiduciary.

December 30, 2024

The Clark Howard Podcast

This Best Of episode features Clark discussing Clark Stinks posts, financial support for adult children with concerning stats (60% of parents pay bills), and invites listeners to share thoughts in a thread on Clark.com Community. Also highlighted is ASK CLARK segment.

December 27, 2024

The Clark Howard Podcast

Clark recommends renting in a new city before buying, citing an example of Florida transplants and damaged hurricanes. Clark also highlights the growth of secondhand clothing market over new market in the US.

December 26, 2024

The Clark Howard Podcast

This Best Of podcast episode discusses the rise of retail membership subscription models and compares offerings from Target, Walmart, Amazon, and warehouse clubs. It also warns consumers about organized crime targeting timeshare reselling scams.

December 24, 2024

The Clark Howard Podcast

Clark discusses forecast for home prices in 2025 and highlights concern over 401(k) balance improvements for better retirement preparation. Topics also cover online shopping safety, HELOCs, credit cards, umbrella insurance, and authorized user status.

December 23, 2024

The Clark Howard Podcast

Discusses 'Clark Stinks' segments and posts. Concerns about current issues with United States Postal Service causing delayed or undelivery of mail. Offers advice for protecting yourself, followed by segments covering Google Fi Review, 401K rollover guidance, and car repossession advice.

December 20, 2024

The Clark Howard Podcast

Discusses the potential savings from optimizing home internet speed and the improvement in US train travel. Also covers financial tips such as choosing high-yield savings accounts, managing side hustle income, Christmas planning, and bond investments.

December 19, 2024

The Clark Howard Podcast

Discussion about U.S. healthcare challenges due to murder of United Healthcare CEO Brian Thompson, suggestions for preparing in job search, and Clark discussing various topics related to personal finance and emergency funds.

December 18, 2024