So Money with Farnoosh Torabi
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1799 Episodes
*** Named a Best Podcast By The New York Times, Time Magazine, Real Simple and MSNBC *** Host Farnoosh Torabi is an award-winning financial strategist, TV host and bestselling author. Her newest book is entitled A Healthy State of Panic. With over 30 million downloads and multiple Webby wins, So Money is dedicated to sharing inspiring money strategies and stories straight from today's financial leaders, bestselling authors and entrepreneurs. One day, hear an intimate money conversation with industry greats like Queen Latifah, Barbara Corcoran or Margaret Cho. Another day learn the basics of cryptocurrency and its impact on our wallets. On Fridays, tune in as Farnoosh answers our most pressing financial questions about saving, investing and building wealth. Advice and insights always delivered through a lens of equity, inclusivity and the changing world we live in. Want more? Join the So Money Members Club at SoMoneyMembers.com.
Chat with So Money with Farnoosh Torabi & Farnoosh Torabi and ask anything, read podcast summaries and show notes, and get transcripts.
Episodes (1807)
1773: Ask Farnoosh (New!): Getting an 800+ Credit Score, Investing Pro Tips and Best Budget Tools
So Money with Farnoosh Torabi
Farnoosh celebrates the podcast's 10th anniversary and shares her personal journey from a hectic 2024, emphasizing a more intentional approach to 2025. Farnoosh answers listener questions on maintaining good credit, the impact of paying off car loans early, the pros and cons of canceling a department store credit card, and the cost of investment management fees. She also discusses helpful resources for those affected by California wildfires including:The Red Cross California Community Foundation’s Wildfire Relief Fund World Central Kitchen Direct Relief United Way of Greater Los Angeles Sign up for Farnoosh’s free Investing BlueprintFollow on InstagramJoin the So Money Members ClubLeave a review on Apple PodcastsOrder Farnoosh’s new book, A Healthy State of Panic
January 10, 2025
1772: How to Reclaim Your Financial Life and Own Your Money in 2025
So Money with Farnoosh Torabi
Known for his no-nonsense approach to money and his former role as a Ramsey Solutions personality, guest Anthony O'Neal has helped millions take control of their finances. He has written several books, including his latest, Take Your Seat at the Table, where he empowers readers to create a vision for their lives and build wealth on their terms.In this episode, Anthony shares his remarkable journey from being a 19-year-old drowning in $35,000 of debt to becoming debt-free and building a seven-figure business. He opens up about his time working with Dave Ramsey, how it influenced his financial philosophy, and why he eventually decided to strike out on his own to bring financial education to underserved communities.You’ll learn:The money mistakes Anthony made at 19 and how he turned his life around.The importance of avoiding consumer debt and focusing on building assets.How faith and purpose are pivotal in Anthony’s financial teachings.Why creating a clear vision for your life is the first step to achieving financial freedom.Practical steps for eliminating debt, building generational wealth, and owning your financial life.Sign up for Farnoosh’s free Investing BlueprintFollow on InstagramJoin the So Money Members ClubLeave a review on Apple PodcastsOrder Farnoosh’s new book, A Healthy State of Panic
January 08, 2025
1771: The ROI of Being a Good Human: Why Kindness Pays Off
So Money with Farnoosh Torabi
As we enter a new year, many of us are thinking about fresh starts, big goals, and how we can make more meaningful contributions—whether in our personal lives or at work. But what if the key to achieving that isn’t about working harder or chasing success the traditional way? What if the secret lies in something as simple and powerful as kindness?In today’s episode, we dive deep with James Rhee, an educator, impact investor, CEO, and author of Red Helicopter: A Parable for Our Times. James is best known for his transformative leadership at Ashley Stewart, where he not only revived a struggling retail brand but turned it into a community-driven powerhouse by weaving kindness, empathy, and purpose into every decision. A Harvard Law graduate and former high school teacher, James has a remarkable ability to bridge the worlds of high finance and human-centered leadership.We discuss how a childhood experience with a red helicopter shaped his lifelong philosophy, his journey from teaching to private equity, and the surprising parallels between math and creativity. James also delves into the role of AI in shaping society and why now, more than ever, leaders must embrace humanity and creativity to drive lasting impact.
January 06, 2025
1770: (Encore) Ask Farnoosh: Am I Investing *Too* Much? Home Equity Loans and Finding a CPA
So Money with Farnoosh Torabi
This episode originally aired on October 11, 2024. Fresh episodes starting Monday!Download Farnoosh's Free Investing Blueprint to learn how to begin investing for your future.Today's show: Is there such a thing as investing "too" much? Can obtaining a home equity loan be helpful when purchasing a second home? How to find a great accountant and more.
January 03, 2025
1769: Best of So Money: Top Science-Backed Ways to Build Wealth
So Money with Farnoosh Torabi
Recapping the year's top episodes covering the science of building wealth - proven ways to earn more and have a healthier relationship with money.For more listening, check out the full episodes with our guests:Charles Duhigg, Author of SupercommunicatorsDaniel Crosby, Author of The Soul of WealthCaroline Adams Miller, Author of Big GoalsCarl Richards, Host of 50 Fires podcastScott Rick, Author of Tightwads and SpendthriftsKate Northrup, Financial Expert and Author
January 01, 2025
1768: Best of So Money: Wise Lessons from First-Gen Money Pros
So Money with Farnoosh Torabi
Reviewing the best episodes of 2024 to finish the year. In this episode, we hear again from successful first-gen money experts and their insights on navigating money as the children of immigrants. We hear from:Vivian Tu Giovanna Gonzalez Jannese Torres Shirin Eskandani Vrinda Gupta
December 30, 2024
1767: Ask Farnoosh: The Best Balance Transfer Card, 401(k) Loans and Estate Planning (REPLAY HAPPY HOLIDAYS)
So Money with Farnoosh Torabi
This episode originally aired on Friday, September 27.In this episode, you will learn about creating a financial plan (for beginners), borrowing from your 401(k), selecting a balance transfer card, and more.Download Farnoosh's FREE Financial Family Planning Guide here.Check out the new Farnoosh website and grab a free copy of her Investing Blueprint.
December 27, 2024
1766: Best of So Money: Raising Money Smart Kids
So Money with Farnoosh Torabi
Revisiting the best episodes of 2024 with a focus on money and kids. In this episode, we hear fromKaren Holland, Founder of GiftingSense.orgRenee Campbell, Head of Youth & Family Banking at Chase BankPeter Bergman, Chase, Executive Director and Head of Starter Segment Banking at Chase Consumer & Community Bank
December 25, 2024
1765: Best of So Money: Top Retirement Strategies
So Money with Farnoosh Torabi
This episode revisits top retirement saving strategies from 2024 interviews.
December 23, 2024
1764: Ask Farnoosh: How to Negotiate Work Benefits, Paying Taxes on a Bitcoin Sale and More
So Money with Farnoosh Torabi
Discusses tax implications on Bitcoin sales and techniques for negotiating employment benefits like retirement, equity, and paid time off, along with smart investing strategies for health.
December 20, 2024
1763: The Power of Saying ‘Enough’: A New Blueprint for Success
So Money with Farnoosh Torabi
Faye, a former high-achieving lawyer turned storyteller and wellness advocate, discusses her transformation from burnout to redifining success, navigating uncertainty when starting over, how she's helping others balance personal and professional lives, lessons on slowing down, prioritizing health, finding fulfillment beyond titles and accolades, breaking free from 'hustle culture', redefining work-life balance, and why it's okay to end the year strong.
December 18, 2024
1762: The #1 Framework for Modern Couples to Manage Money
So Money with Farnoosh Torabi
Couple Jessica and Brandon Norwood, hosts of The Millennial Money Show, share a 5-step framework for financial harmony in relationships, discussing shared values, dealbreakers, female breadwinning, and the possibility that waiting to be 'financially ready' might prevent parenthood. They focus on dreaming big as a couple, handling financial infidelity, and a non-traditional approach to affording kids.
December 16, 2024
1761: Ask Farnoosh: Converting a 401(k) to a Roth IRA, Stretching Your Retirement Funds and Navigating Finances as a Couple
So Money with Farnoosh Torabi
Explores pros/cons of converting a Traditional 401(k) to a Roth IRA, strategies for preserving loved ones' retirement savings, and complexities of merging finances as a couple.
December 13, 2024
1760: How to Crush $50K in Debt *While* Saving For Your Future
So Money with Farnoosh Torabi
Today's episode of So Money is a full-circle moment. I’m thrilled to welcome Jodi Smith, the creator of the blog Abundance of Jo and a rising star in the personal finance world. But before she became a go-to resource for money advice, she was just like so many of you—Googling 'personal finance help' and landing on So Money.Jodi’s journey is nothing short of inspiring. From moving to Canada for her MBA, taking on and paying off $50,000 in debt in just six years, to creating a financial plan that balances debt repayment, saving, and even treating herself, she has been organized and intentional every step. Along the way, she turned her financial wins into a platform to help others.In our conversation, Jodi shares how she found motivation through the podcast nearly a decade ago, the strategies she used to climb out of debt while building wealth, and how her blog empowers people worldwide to live their best financial lives. We also dive into her philosophy on making money, negotiation tips, and why compassion is key to personal finance education.Join the So Money Members Club.Download Farnoosh's free investing blueprint.Hang out with Farnoosh on Instagram.
December 11, 2024
1759: Your #1 Asset Isn't Money. It's Time. Here's How to Make the Most of It.
So Money with Farnoosh Torabi
Today’s conversation will change your thoughts about time—our most precious and often overlooked currency. Returning to the show is Heather Chauvin, a dynamic speaker, coach, and author whose wisdom on time management is nothing short of transformative. Heather’s journey began in a crucible of crisis—a stage-four cancer diagnosis. Still, from that challenging moment, she built a revolutionary approach to owning and investing time to live richly and intentionally.In this episode, Heather and I dive into her signature concept of "energetic time management," where time isn’t just about productivity or calendars; it’s about aligning your energy, values, and desires to create a life that feels as good as it looks. She shares the origin of this system, the profound realizations she had while juggling motherhood and a career, and why most of us are in what she calls "time debt." Heather explains how to break free, set boundaries, and treat time like money—because every moment matters.We’ll also talk about practical strategies: building a dream calendar and redefining your relationship with time. Also: Why outsourcing isn't a luxury—it’s a necessity for creating space to thrive. Plus, Heather offers profound insights for women navigating the dual roles of professional ambition and domestic responsibility without losing themselves.Grab the So Money Investing Blueprint for FreeJoin the So Money Members ClubRead Heather's book Dying to Be a Good MotherListen to Heather's podcast Emotionally Uncomfortable
December 09, 2024
1758: Ask Farnoosh: Trump Tariffs, Retirement Decisions, and Car-Buying Tips
So Money with Farnoosh Torabi
Smart move to buy big purchases early as holiday sales, year-end discounts may increase and tariffs potentially rise. Also discussed: choosing between Roth or Traditional 401(k), and tips for saving money while buying a car in December.
December 06, 2024
1757: How to Reduce Money Stress with Strategic Thinking – Insights from Seth Godin
So Money with Farnoosh Torabi
Seth Godin reunites on So Money podcast to discuss his new book, focusing on strategy's importance in financial, career, and life decisions. He explains the key threads of strategy - time, game, empathy, and systems - providing advice for overcoming challenges with clarity.
December 04, 2024
1756: How to Quit Your Job (Encore)
So Money with Farnoosh Torabi
Explores why people want to quit jobs more than during the Great Resignation and ways to afford it financially/energetically with Farnoosh Torabi, a Master-Certified Life Coach and former attorney who helps professionals find enjoyment in their careers. Her podcast 'Lessons from a Quitter' focuses on de-stigmatizing quitting and providing resources for career pivots.
December 02, 2024
1755: The Best Time to Start a 529? Adding My Kids to My Payroll? (Encore)
So Money with Farnoosh Torabi
This Friday's discussion focuses on adding children to business payroll, enrolling in a 529 plan with college imminent, and managing a discontinued 401(k).
November 29, 2024
1754: Top Ways to Achieve Gratitude, Growth, and Financial Success with Life Coach Christine Hassler
So Money with Farnoosh Torabi
In this Thanksgiving episode of So Money, Christine Hassler (life coach, bestselling author, and host) discusses overcoming multiple challenges towards self-growth, redefining success & happiness, embodying gratitude as a foundation for personal transformation, the link between self-worth & net worth, and strategies to embrace setbacks, find purpose, and build an abundant life.
November 27, 2024
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