Journey To Launch

Journey To Launch

This week on the Journey to Launch Podcast, I’m joined by Jen Smith and Jill Sirianni, co-hosts of the Frugal Friends podcast and authors of Buy What You Love Without Going Broke. We dive into the true meaning of frugality, breaking away from the common perception of it being about deprivation or cheapness. Instead, Jen and Jill frame frugality as intentional, value-driven spending that supports your goals and priorities. They share insights on understanding spending habits, using a 90-day transaction inventory to uncover patterns, and how dopamine fasting can reprogram spending behaviors. Tune in for practical tips and strategies to help you spend with purpose, align your money with what truly matters, and find joy on your path to financial freedom. In this episode you’ll learn:  That frugality is not about wanting less but wanting different and embracing the desire for big things in life. It’s about good stewardship of all resources. The need for flexibility and fluidity in spending decisions, especially during different life stages.  How a no spend challenge can be a way to pause non-essential spending and give the brain space to ask important questions about spending behaviors.  How to align spending with deeper values such as faith, family, friends, and fulfilling work. Other Links Mentioned in episode: Jen's previous episode on the Journey to Launch Podcast: How to Use Frugality and No Spend Challenges to Accelerate Your Money Journey + Side Hustle Tips w/ Jen Smith Get your copy of my book: Your Journey To Financial Freedom! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with The Frugal Friends: Website: FrugalFriendsPodcast.com Instagram: @FrugalFriendsPodcast Twitter: @ModernFrugality Facebook: @ModernFrugality Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

January 08, 2025

Journey To Launch

This week on the Journey to Launch Podcast we have a returning guest, Jordan Grumet, a financial independence and wellness expert, discussing his new book, "The Purpose Code," which explores the concept of purpose in our lives. He differentiates between "little p" purpose, which is process-oriented and joyful, and "big P" purpose, which is goal-oriented and often stressful. Jordan emphasizes that true happiness and impact come from engaging in activities that bring joy, rather than striving for grand achievements. He also addresses the misconception that lack of time or money prevents one from finding purpose, suggesting that youth, energy, and community can be leveraged. Jordan advocates for building a life of purposeful activities, which in turn fosters deeper connections and long-term impact. In this episode, Jordan discusses: His transition from being a hospice doctor to focusing on understanding and helping others find their purpose. The difference between meaning and purpose and why purpose is a key ingredient of happiness. How to identify and build purpose anchors through methods like life reviews, subtraction, revisiting childhood joys, and experimenting with the spaghetti method.  Why parenting is a responsibility and it shouldn't be one's sole purpose + why focusing on one's own purpose sets a positive example for children & leads to generational growth. And more! Other Links Mentioned in episode: Jordan's previous episode on the Journey to Launch Podcast: Lessons About Living From the Dying and Finding Balance Between YOLO & Protecting Your Financial Future Get your copy of my book: Your Journey To Financial Freedom! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Jordan: Website: JordanGrumet.com Instagram: @EarnAnInvest Twitter: @Earnaninvest Facebook: @EarnAndInvest Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

January 01, 2025

Journey To Launch

This week on the Journey to Launch Podcast, I have a gift for you! I’m sharing the 1st chapter to my book, Your Journey to Financial Freedom. In this chapter I start off my book defining Financial Freedom and Independence and addressing the various financial independence approaches. I highlight the importance of setting financial goals, even if they seem unattainable initially, and the personal growth achieved through the pursuit of FI. Financial Independence doesn’t necessarily mean you need to quit working, instead it's about having options and control over your financial life.  In the first chapter of my book I share:  How to choose a path other than the basic personal finance and elite FIRE approaches and create your own financial path to Financial Freedom That financial independence is not about accumulating wealth but about the personal growth and skills gained along the journey. That the idea that retiring early is impossible or unrealistic is a common misconception. This decision is personal & can vary from person to person. Why you should view financial freedom as a form of control and peace of mind, even with any current financial constraints. Other Links Mentioned in episode: Get your copy of my book: Your Journey To Financial Freedom! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

December 25, 2024

Journey To Launch

Host discusses running his first half marathon at Reggae Marathon in Jamaica, paralleling lessons learned from running to financial freedom journey. Reflects on power of setting ambitious goals, embracing challenges, & finding joy in journeys. Highlights community support, preparation, optimism, serendipitous moments and training parallels with financial independence.

December 19, 2024

Journey To Launch

In this episode of the Journey to Launch podcast, I had an amazing conversation with Tiffany Grant, an accredited financial counselor and entrepreneur, about her journey to achieving financial freedom and her decision to relocate from the United States to Jamaica. Tiffany shares how she created a career in personal finance through her blog, podcast, and coaching business, Money Talk with Tiff and recounts the challenges of transitioning from corporate America to full-time entrepreneurship. Tiffany also dives into her life in Jamaica and talks about the cultural, educational, and healthcare differences compared to the U.S. She shares how her move was motivated by a desire for a simpler, more community-focused lifestyle and better opportunities for her children. Tiffany emphasizes the importance of financial preparedness, adaptability, and building a support system when making a significant life change. In this episode, Tiffany shares: The impact of becoming a teenage mother at 17, which motivated her to get serious about her finances and debt payoff, making it a goal to be debt free by 35.  The financial considerations of living in Jamaica, the importance of understanding the local culture, safety concerns and how she has built a support system, including friends who helped her navigate the new environment. The visa process for staying in Jamaica, the process for relocating and for obtaining citizenship by descent  Why anyone relocating to another country should think about how they can contribute to the local community and the need to know your financial numbers and understand the legal requirements for living in a new country. Other Links Mentioned in episode: See Jamayka site - https://seejamayka.com/ Article/episode with moving abroad tips - https://moneytalkwitht.com/podcast-show-notes/tips-for-moving-abroad/ Get your copy of my book: Your Journey To Financial Freedom! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Tiffany: Website: MoneyTalkWithT.com Instagram:@MoneyTalkWithT Facebook:@MoneyTalkWithT Twitter: @MoneyTalkWithT Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

December 11, 2024

Journey To Launch

This podcast features Aaron Thomas, a Harvard-educated family law expert and founder of Prenups.com, discussing the importance and benefits of prenups and postnups for couples to establish financial boundaries, reduce conflicts, and avoid costly divorces. They can be customized with unique clauses like counseling or annual meetings.

December 04, 2024

Journey To Launch

Kara Perez, founder of Bravely Go and author of Green Money, discusses her journey from paying off $65,000 in student loans to building a financial education company. She shares strategies for values-based budgeting, reducing waste to build wealth, aligning finances with ethical practices like switching banks, 'financially secure YOLO', and resisting overconsumption.

November 27, 2024

Journey To Launch

Sister Imani discusses financial struggles due to inconsistency in Roth IRA contributions, fearing loss of accessibility, and prioritizing instant gratification over long-term wealth building. Strategies like opening a high-yield savings account, automating Roth IRA contributions, and paying off credit card balances each month are suggested for improved financial stability.

November 20, 2024

Journey To Launch

Judy McCutcheon, a Caribbean HR expert, shares her inspiring journey from humble beginnings in Tobago to becoming a university graduate despite financial challenges. Despite earning a good income as a consultant, she struggled with financial discipline due to her mindset around money. Pivotal moments included reading 'The Secret' and building self-love. She now hosts the Disruptive Leadership Conference.

November 13, 2024

Journey To Launch

November 06, 2024

Journey To Launch

The host shares their own journey toward financial freedom after a demanding corporate job, providing insights on calculating the Financial Independence Number and understanding income/expenses for maximizing wealth. Challenges with work-family balance sparked this pursuit.

October 30, 2024

Journey To Launch

Christine Benz, Director of Personal Finance at Morningstar, speaks on the 'Journey to Launch' podcast about retirement planning, including safe spending rates, the under-spending problem, diversifying income streams, finding balance in life via community service and hobbies, and living a fulfilling life now to avoid pent-up demand during retirement.

October 23, 2024

Journey To Launch

Exploring options for his son's middle school, the host discusses the difference between 'visible wealth' and 'invisible wealth', and encourages listeners to reflect on their own perception of wealth while appreciating what they already have. Importance is placed on finding value in financial freedom, health, relationships, savings, and time management.

October 16, 2024

Journey To Launch

Nurse, financial expert & millionaire Naseema McElroy discusses earning over $230,000 a year as a labor and delivery nurse in San Francisco Bay Area. She shares insights on financial independence, her strategy for paying herself first, balancing career, business & personal life, advice for aspiring nurses, importance of setting up financial accounts for children & instilling financial literacy.

October 09, 2024

Journey To Launch

Discussion with Scott H. Young, author of Ultralearning, on continuous learning, personal growth, managing anxiety through exposure therapy, self-directed learning, strategies to learn from successful people, importance of passion in skills pursuit, and the balance between personal and public learning.

October 02, 2024

Journey To Launch

NFL veteran Brandon Copeland discusses his book 'Your Money Playbook', emphasizing financial hustle, smart spending, and legacy planning. He shares his early NFL struggles, highlights the importance of having a financial team, and notes legacies should encompass more than money.

September 25, 2024

Journey To Launch

This week's solo episode discusses family and business decisions (skipping summer camp for kids, slowing work pace), reflecting on the importance of financial stability (via savings and investments) during fluctuating income, sharing personal journey towards first half marathon and 1-year book anniversary, promoting upcoming events like Well Read Black Girl Book Festival and a new project called Freedom Quest, along with recommending a budgeting app called YNAB.

September 18, 2024

Journey To Launch

On the Journey to Launch Podcast, Esther Hyun discusses financial independence as a Stage 4 colorectal cancer survivor and lawyer. She highlights the need for balance, preventative healthcare importance, unexpected medical costs, and the benefits of life insurance and estate planning.

September 11, 2024

Journey To Launch

Amina AlTai discusses her recovery from burnout, stress-induced organ failure, and emphasizes setting boundaries, self-care, and personal advocacy on the Journey to Launch Podcast. She highlights microdosing joy, identifies tolerations, shares micro habit tips, and explores the wage gap importance.

September 04, 2024

Journey To Launch

Cassandra Henry, a Debt-Paying Journeyer from the Bronx, shares her journey of becoming a family breadwinner, adopting financial minimalism to eliminate credit card debt, and encourages education, mindset changes, and community involvement for financial growth.

August 28, 2024