New Orleans Bourbon Street Attack, Cybertruck Explosion, Whitney Cummings ROASTS CNN | PBD Podcast | Ep. 527

The handshake is better than anything I ever saw right here. You are a one-on-one. My son's right. I think I've ever said this before.

You should have taken those Cadillacs. We are back at it. He should have taken those Cadillacs. Tom is quoting from the movie American made with what is it? Tom Cruise. Phenomenal. Phenomenal movie. As Berry Seal. As Berry Seal. Which by the way, another part of that when it was the Iran Contra was done on the building we're in right now as we speak with all over North. But that's different story. Not as good as any way. You just got tuned in today, guys.

are in 2025. Happy New Year to all of you. Rough start with what happened in New Orleans, obviously, as well as Vegas. We will definitely talk about that tragic event. Think about some people are out there just trying to enjoy themselves. I'm, boom, car comes out. That's what it does. There's so many interesting things coming out with this story. We will definitely cover that.

Couple of the stories while that's going out. CIA workbook claims a five digit number can reduce pain signals. We will give you those five digits if you're having some pains recovering from your 2025 New Year's Eve. But we will share that with you. Literally, there's a number that they say if you keep repeating it, your pain goes away, which that's pretty insane. But we'll figure that part out. Steve Bannon welcomes escalation of MAGA civil war following Elon Musk's

uh... insulting american workers now mediate since insulting media by the way they were here couple days ago just doing an interview with me mediate editor-in-chief was here but that's interesting same what they're saying about steve and we will see that part is what we'll talk about about the administration handed big defeat and nine eleven mastermind case

Adams, this is Mayor Adams, claims subway violence, including horrific arson attack overshadowed New York City's 2024 success on transit crime. Interesting. We'll see what that data shows. January 1, California, ready for this? They will ticket drivers who park near crosswalks.

Let me read that to you one more time, folks. This is the logic of politics in California. Effective January 1, California will ticket drivers who park near crosswalks. I would get 365 tickets that year, if that was the case, me living in California. New California regulation requires insurance companies

to offer coverage in high-risk areas. You know what happens when you do that, California? You force insurance companies to leave, then people cannot buy houses because homeowners insurance goes up. But again, we'll talk about that as well.

Xi says no one can stop China's reunification with Taiwan. No one is what he says. Drug cartels, according to Washington Times, drug cartels are now Mexico's fifth largest employer. Let me say that again.

drug cartels in mexico are officially mexico's fifth largest employee people that has a man reading that and it's just you know if you have to read it a couple times for it to make sense to you will cover that nearly all Puerto Ricans lose power

on New Year's Eve leaving 1.3 residents in the dark. Businesses are already prepping up for a Trump resurgence. AI data centers are causing distortions in the power grid from coast to coast. Americans predict challenges in 2025 with a few bright spots. Whitney Cummings.

What a I love what she did. We have to show you this clip what she did. New Year's Eve, Taunting Andy Cohen and Anderson Cooper, invoking Kathy Griffin, roasting CNN ratings, Disney and more Rob. If you got all the clips, I would have mind showing all of them. David Letterman. But the other day, we talked about Kamala and Fallon, Tetris, and we're talking about Letterman and Leno, just last Thursday's today. Today's what? Today's Thursday. Today's Thursday. So Tuesday.

It feels like Tuesday today. I feel like tomorrow. I literally didn't know what day it was. Who are you? Who are you? Who are you? Two years. We talked about it. Letterman then comes out and says, show business made him a worse person. Really? Found humanity living quiet life in Indiana. Interesting. It was like a caveman. He's a beard. That's crazy right now. This next one here, folks, if you're driving,

Put your hand tend to, okay, focus on the road if you drive and listen to this, because it's almost not going to make sense. Teachers, school teachers, will no longer need to pass basic reading, writing, and math test for certification in this blue state.

Wait, so teachers, your job is to teach. Yeah, you can be no longer required to pass basic, not advanced, not calculus, not calculus, basic reading, writing and math in this blue state. All right, I read good. Who needs education when you got indoctrination? Dumb ideas coming your way, folks, in blue state.

FBI confirms a terror suspect. Sham suit, Dean Jabbar. Jabbar was flying ISIS flag. At first, they didn't want to say that later on. They did. You saw that one FBI lady that came out and she's we have a cup of her. Oh, yeah. New Orleans terror attack live updates. Terrorists made videos where he confessed to planning to murder his family. Claimed he joined ISIS.

And then Cybertruck filled with fuel and fireworks explodes at Trump Las Vegas hotel. However, you know, the explosion was in such a way that it went up.

that, you know, even Elon have to tweet, you send that last night sharing a tweet that he said, our investigation, our team has investigated this whole thing. And it's not the truck, not the crops to the product of Tesla, because it went up instead of going site. And I know Tom's got a whole mechanical analysis on this to tell you guys on the engineering side. Because he went online and got the degree last. So having said that, Vinny's got announcement for you guys, a new product is out for all the angry patriots out there. Go ahead, Vinny.

Well, this is we've been waiting for for a while. We did a couple of test runs, but boom, angry, patriot, future looks bright on the side. And we got the American flag in black and white. Guys, this isn't like the normal. What are the ones that we have path that are like more golf? This is more of a flat brim. I mean, it's still bends and it looks sick. And yeah, they're out. So if you want to rock the angry Patriots, boom, Rob, link, looking flag on the side. On the side, nothing. The package is regular, but it's like a 59 night. It's like, it's a sick hat.

This will go fast, guys. So if you want an angry patriot hat, go place the order. If you love Vinny, place your other hat. OK. All right. So let's get into it. I think the first story for us to start off with, I just think we have to get right into it. And that's the New Orleans bourbon street attack. At least 10 dead, 30 injured after driver plows into

New Year's revelers on Bourbon Street in New Orleans. Rob, is it 10 or is it 11 now? Can you double? Yeah, it's up to 16, I believe. Is it 16 now? OK, so is it really 16 now, Rob? It was 15 last night. I saw it multiple new sources around midnight.

I thought it was higher than that. Let's open that one up, Rob, if you could. So that told rises to 15 in New Orleans terrorism attack. The suspect and deadly attack that killed 15 people and injured dozens of others has been identified by the FBI. Let me read a little bit more to see if we have any other facts on this one here.

Thirty-five injured. This happened a truck rammed into crowds on Bourbon Street at 3.15 a.m., followed by a gunfight with police. The driver described as hell bent on creating the carnage and the damage that he did. According to Superintendent Anne Kirkpatrick was killed by officers, the FBI, which is investigating the incident as an act of terrorism. At first, they didn't want to say it, but they eventually said it.

uh... revealed that at least one suspected imp uh... improvise explosive device was found at the scene although its connection to the driver remains unconfirmed witness jimmy carthrin described seeing eight bodies sprawled out on the street adding that right in front of us was someone's mother twisted obviously deceased one-man deceased had tire tracks across his back

And stomach and was clearly crushed, a little girl, oh my God, a little girl that we had seen dancing was as flat as a pillow. That's even tough to read. Oh my goodness. And a ton has come out on this individual, even one of the stories that came out on the addendum.

Rob, if you want to play that clip on a New York Post that FBI confirms terror suspect. Sham suit, Dean Jabra's flying Isis flag. Is that it, Rob? That he's flying the Isis flag? So this is the clip of the truck. I have it before it goes into the crowd. If you want to show up and then I also have other B roll of the truck. Okay, let's see. Let's see some B roll here.

So this is, that's 3.15 AM. This is just traffic on the side street. And he's going to take it right here. Let me ask you a question. What camera is so focused on that truck? Why is that camera following it? Why is the camera a note to follow the white truck? You see that? That's the barricade right there. People didn't watch what he does. He stops. And then he takes his hard right. And then boom, he's going. And now he's going. And now he's gone. He's going 80 miles an hour down a narrow

Street and now they all know that. Let me ask you why Tom, why does the camera know to follow that? I'd like to know whose footage this is. That's what I'd really like to know. Have they edited down into a square for us, maybe a security camera from across the street or who is taking this and knows to take this or is this multiple

Because you know the ring cameras like you know those cameras that people are out there or even the PCT cameras are the PCT cameras able for you to track something after the event? No, right? Right. I don't know why it would because there's multiple vehicles moving in the traffic on that street. That's interesting. So what is this?

These are now the cameras that are outside of establishments, like, you know, watching your door. And this is where he's driving 80 miles an hour and the people get out the way. People, everybody gets out of the way in this video. But yeah, you just want to see how quick look. Go ahead. Go ahead.

look at oh my god oh my god see that camera doesn't move so that's an external security camp why you spent any time on Bourbon Street of course of course of course you know I was there less than a year ago with deli we were filming on this exact street

And then that's just on a random day in the throughout the year on new years. Too many people are out there reveling, having a great time. And this is what comes out of absolute nowhere. And by the way, more people would have been killed further down the street. And nobody's pointing out he struck a construction bucket loader.

And that was the end of the of the this is it. Well, this is it right here. But this is the shootout and we're not going to play the video because I don't want to put that out there. But we will play the audio so you can hear this as soon as he gets out of the vehicle, then you can hear the gunshots ringing out and people fleeing. Go for it. So he's getting out.

And those are the him because he got out. He had a gun. He had two guns and he had devices on him. But as soon as he got out, they just started, they started shooting. So do you have the clip of President Biden saying that the New Orleans attacker who killed 15 was inspired by state Islamic state group? Do you have that clip? Yes. Go for it.

Do you have the clip of him saying the things?

of what he's going to be doing. It's like actual, I don't think, I don't know if they let them post that, but I've not seen that. I've seen multiple news source talking about it, but I could not find what is it, what is it video that they have released is the video of him talking about being a real leader. But this is years ago. Yeah, this is 21. And this, by the way, this guy was a former

of vets. I think he was stationed at the 82nd. If I'm not mistaken, and if you want to play the clip, go for it. He's served in Afghanistan. I'm the danger bar property manager with Blue Metal properties and team lead at the Midas group at Core Realty. I just want to say hello and let you know a little bit about me. So I'm born and raised in Vermont, Texas, and now live in Houston.

And I've been here all my life with the exception of traveling for the military where I spent 10 years as a human resource specialist and IT specialist where I learned the meaning of great service and what it means to be responsive and take everything seriously, dotting eyes and crossing T's to make sure that things go off without a hitch. So I've taken those skills and applied them to my career as a real estate agent.

where I feel like what really sets me apart from other agents is my ability to be able to, one, be a fierce negotiator. So not only do I... But here's my question though. So the congressional business guy at this chapter of his life. But the president of the United States, who's obviously asleep behind the wheel, said on camera, the FBI knew about this guy hours before ISIS and all that stuff. Where was the manhunt? Where was the, you know, letting everybody know, giving everybody a heads up. It's like,

What is the, how many times are we gonna have a conversation, Tom, where we're like the FBI or all these people keep dropping the ball? If it's not about DEI seminars or Donald Trump, it seems as if nobody's working. That's my opinion. And then you're gonna see the FBI chick in New Orleans talking about this isn't a terror attack, did you see this? And look what's right underneath her. New Orleans dealing with the terrorist attack, and this is what the FBI says.

This is not a terrorist event. What it is right now is their improvised explosive devices that was found. And we are working on confirming if this is a viable device or not. As Chief Patrick said, we're asking everyone to stay away from Bourbon Street, specifically from Penal Street to St. Anne.

That is my absence. Once again, stay away from Bourbon Street, Canal Street, all the way to St. Anne, until we can figure out what is going on. Okay, so let me read this about the killer. Jabbar served in the Army from 07 to 15, including deployment Afghanistan. Okay.

And then later, he joined the reserves of 2020. He posted videos referencing the Quran and claimed in 2020 YouTube video for his real estate business that the military taught him the meaning of great service. However, financial struggles, two divorces, child support disputes, $16,000 in debt, left them in hardship. And his first wife,

was suing him for child support payment that he claims he was bad. Oh, he was behind on, I think was a number was $28,000 on whatever the number was. And in his business, hadn't made any money this year. And he was struggling financially. But what I'm trying to find out is this is his, how recent is this picture Rob? Do we know? Cause I saw this picture everywhere. I mean, that's his passport picture. It doesn't say here in this photo.

I'm pretty sure it's his passport. Tom, what else do we know about this story? This is a more recent photo. What you just said is what I saw. And so at the same time where we had talked about that you and I wanted the story two weeks ago, we want to know what happened in those missing 90 days for the gentleman that shot.

CEO of UnitedHealthcare that there's this missing 90 days. What was going on in there? Who was in his ear? What was happening? The same thing. I've read exactly what you read. And so I made a little timeline of it. And so for the last six months, it appears that it's been high stress. He was in court on the child support hearing, like, where's the money? What's going on?

The divorces were there. There is an email, an alleged email that was circulated, I believe, by law enforcement that said that he sent to his ex-wife, look, I got to sell this house or I got to do this because you got to be reasonable. So he was under great mental stress for the last six months on financial stress, financial stress, financial stress. And did that lead him? So when people are under great financial stress and they feel hopelessness,

Sometimes they go off and commit suicide because life is so hopeless and everything that's going on. And did he get caught up with some people that got in his ear and

were able to manipulate him and to the point that he admires ISIS and basically what he did this night was commit suicide. I read something further that said was the reason that he didn't set off the explosive devices is because he hit the construction equipment.

like was his desire to get to the end of the street and then set off those devices. So we don't know what his plan was for the end of the street. We only know that he hit the construction equipment that brought the speeding truck to a halt and then he got out and started shooting and they found the coolers.

with these devices. So I want to know who was in his hair, what was happening there, but he obviously became sympathetic toward ISIS and was under a great deal of financial stress. Did he break, lose it and find, you know, you know, some sort of affinity with ISIS and then decided to take him out in this way.

So the comparison between him and the other fellow who did what he did with the Tesla, they both rented their cars from the same company, Toro. I think it's called Toro if I'm saying it correctly. They both served in the same unit, which that doesn't mean anything because that's the 82nd Fort Bragg. It's a big unit. It's not like there could be coincidences there, but the timing of it

on what happened, you have to consider the timing of when it took place, the Tesla truck in front of, there's even a picture of it. And I don't want to get into that story, it will get into that. But all of this is the link between the two stories that you have there. What else do you have on this story?

Well, Ryan Ralph, also the guy that was at the golf course that was trying to shoot President Trump, or trying to assassinate Trump, he visited Fort Bragg also 100 times. But it just, in time, it's all these coincidences. What makes someone who looked like a normal guy, he's making videos, he seems like the American guy, a veteran, what

Flips you like that. We always talk about what's in your ear and it's like look they're at a military base Tom both of these guys and we're gonna get to that other story later What makes somebody who is talking to these people and it's not as if the government doesn't have programs to flip people But it's like what's the end goal? What is it for and what really pissed me off about this thing? Apparently this guy's mosque

This guy mosque, his, the mosque that in Houston, Texas put out a letter saying to directing its members not to speak to authorities. Why wouldn't you want them to talk to authorities about somebody that's there? This is the letter right there, Pat. You want me to read this? Yeah, go for it.

As Salaam Alaykum brothers and sisters, I'm sure many of you have heard about the tragic events that took place in New Orleans this morning that are now being classified as an act of terror and quotes by the FBI. I want to emphasize the importance that everyone stay very vigilant and aware of your surroundings. The safety of community is the most important thing. If anyone is contacted by the media, it is very important that you do not respond.

If approached by the FBI and a response is necessary, please refer to CIAR, which is a council on American Islamic relations and ISGH. It is crucial that we stay united at this time. We condemn these terrible acts. Please stay safe. Why are you telling them not to talk to the

B. I. Something is going on. You want to talk about it. I just think this is this is something deeper. This is something that's this is just the beginning. Sean Ryan had Sarah Adams on his show a while ago and she was sees as she's a CIA. She worked for the CIA and she's saying there are over. Mind you, these are the homegrown guys, Adam. These aren't the people that were led into the border like that one guy, the Osabur John terrorist that was like soon you will know my name. This is and I'm not trying to fear manga everybody. I'm just telling everybody.

stay alert, stay aware, because besides this 20, like, who knows what's going to happen before the 20th, but this is not going to stop. This is just the beginning. Yeah. It's easy to look at a situation like this and blame it on radical Islamic terrorists, right? That's on the surface level. Hey, this is what this is. I actually think that is the last piece of the puzzle. I think that is the icing on the cake. Because if you look at what happened with this guy,

Born in America, lived in Texas, served in what? The Army? Ten years, and the National Guard. So National Guard, to me it's the exact opposite. Whether it's a school shooter, whether it's these radical extremists, whether it's mass murderers, there's a lot going on. Dark triad, type of personalities, narcissism, psychopath, Machiavellianism, and then the collective

issues that they have, personal grievances, victimhood, nobody's looking out for me, injustice, revenge, playing the blame game, going through a divorce, financial issues, psychological issues, mental health, depression, social isolation, all these things that these people are dealing with, oftentimes they write a manifesto. All these things that are going on living in echo chambers and then you get online

and you look for a solution and you get into social media, and boom, you watch a video of ISIS. Oh, maybe this is what it is. So you sprinkle out a little jihad, you sprinkle little Islamism out there, and then that

is what motivates you to act. So I don't, I don't go right to the, oh, it's just jihad. I think that is the end game. Like I said, it's just starting and time. I know you want to say something, but the FBI just sees the most bombs it's ever seized in someone's house. There's 150 homemade pipe bombs, the largest stockpile of explosives recovered, Brad Spafford's Virginia farm.

The pipe bombs were preloaded into a vest. He was preparing for a large-scale attack, and he lost three fingers, idiot, making the bombs, and he used a photo of Biden and Harris for target practice, and he made threats following the Trump shooting, and he also planned to mount a 50-caliber turret on his property and started shooting at all the cops nearby that's coming. Something is going on. Something is brewing. I don't know what the hell it is. Call it, something's in the air, but I'm telling you right now, it's not gonna stop. I've been saying this for a long time.

PVD you mentioned something about or maybe was something something was contemplating suicide someone says about suicide So well that is that was my my that was my summary comment that it is not uncommon and yeah for people that feel ultimate hopelessness to be contemplating suicide and was you know

this aligning with ISIS guy and guy, these people are oppressed just like me. These people, wow, maybe I'm just, I'm just angry at everybody, I'm angry at the world, I'm depressed, two divorces, all the stuff we've talked about that you're facing under that precious, under that pressure, he broke and thought, ISIS is the way out.

And then go speed down the street, basically committed suicide. Yeah, what I'm wondering is, and I'm not making any sort of mockery of this, is I wish you would have just committed suicide. So these people that feel the need to take out innocent people, whether it's Sandy Hook killing kids, whether it's going to school, Parkland,

What, you know, the Pulse nightclub, all these things. So you take out innocent people as if that's the solution. And they feel like- It's so disgusting, it's so dark, it's so evil. I feel like the suicide is also a statement. We've seen that in some of the writings of some of the- I wish that was a statement he made. There's people celebrating new years- But we don't know. living their best life.

And on the side of the street, we don't know that the search of his house and everything shows that he was destitute. There was bills that they found that was disgusting place. Yeah. The guy was in a very dark place. You know, it's crazy. It's just last Tuesday, last year, Tuesday. We spoke about how the chart I showed about how people become homeless.

Right. And I said, how does it get to being homeless? What are the seven things before becoming homeless, right? How does a person get to this level here? What are the seven steps prior to you getting to this point, right? Been in business for a long time. We get a lot of weird calls when you're paying out life insurance policies.

You always, you find out what the cause of death was, heart attack, stroke, accident, suicide. We had multiple stories of agents that would come back and you would hear stories. Hey, suicide. What caused it? What caused somebody to get to a point like this? And in many cases, there are signs to look at and say, wow, this guy was really going through it. And in those moments, these guys sometimes have nobody to talk about. They think,

And then if somebody gets a hold of you in that moment and they give you encouragement and say, you know, whatever ISIS may be put, because another person who was psychoanalyzing this saying that the methodology of what he did aligns very well with what ISIS teachers in their playbook. Because right now the ISIS playbook is built in a way that you don't have to go to where they are for them to train you. They have videos to teach you of how to do things like this. It's spreading like in a way that, and by the way, I don't want to fear manga. When's the last time you heard the ISIS story?

What do you mean last four years ago? Exactly. So what's the point here? So it happened still under whose reign? Biden's reign. This has been a rough last 30 days for Biden with everything that's going on legacy wise, one after another after another. Let's go to the one in Vegas, Rob. So in Vegas, there's a Tesla, okay?

truck parked outside of Trump Tower. One of the Trump hotels, which we stay at that hotel all the time. It's a great hotel. And you see this clip here. Is this the explosion, Rob? Yes, sir. Okay, let's see this one here. Go for it.

Is it confirmed that he's the one that's dead? Is the guy is the army guy that was he in the car? I'll beat you what I got and it will get into it. So by the way, the same guy, a Tesla Cybertruck filled with fuel canisters and firework mortars exploded outside of the Trump hotel in Las Vegas, killing the driver and injuring seven people.

Las Vegas Sheriff Kevin McCall, McHill, Mick McHill, said the truck started to smoke, then exploded, and dramatic footage of the explosion shows bursts of multicolored fireworks shooting in multiple directions

Investigators are exploring. If there are any links to the deadly New Orleans attack where 15 died, he noted, obviously a cyber truck, the Trump hotel, there are a lot of questions that we have to answer. The FBI is investigating the incident as a possible act of terrorism. Special agent Jeremy Schwartz said, I know everybody's interested in that word and trying to see if we can say, hey, this is a terrorist attack. That is our goal. And that's what we're trying to do. However, they have not found

any evidence connecting the explosion to the Islamic State. Is this the fellow saying that, Rob? Is this the same thing that I just read or something else? This clip right here is them discussing the evidence that was found in the back of the cyber truck and why more people weren't injured when the cyber truck was flooded. Let's watch this. Let's watch this. The fire initially, they covered it with a tarp to try to get it to go out. Once the fire went out through the suppression efforts of the fire department, you'll see some of the evidence in the back of the vehicle.

So those are gasoline canisters, they are camp fuel canisters, and large firework mortars. Look at the sight of the Tesla. Nothing happened to me. Nothing happened to me. Wow. But I also would like you to pay attention to on that video. As you see that, it looks like the exterior of that truck is completely intact as it sits there. The fact that this was a cyber truck really limited the damage that occurred inside of the valet

because it had most of the blast go up through the truck and out. In fact, if you look on that video, you'll see that the front glass doors at the Trump Hotel

We're not even broken by that blast, which they were parked directly in front of. That is unbelievable. Tragic event, unbelievable commercial for Tesla, by the way. Oh, that's the design. When you put a bomb like that, you have three things. You have the heat and fire of the blast, you have then concussion, and then you create everything around it becomes projectile.

The glass breaks on the front of the windows, and that becomes projectiles that just has a horrible effect on people nearby. And here you have the law enforcement stating, look, the front windows weren't even broken.

And what's he saying here, Rob? This is where they credit Elon Musk. Elon Musk helped investigators determine who the driver was by tracing down the route that he went through the different Tesla supercharging stations. He also helped them get inside of the vehicle because the vehicle locked once it exploded. That's some data. Play the clip.

I have to thank Elon Musk specifically. He gave us quite a bit of additional information in regards to how the vehicle was locked after it exploded due to the force of the nature or the nature of the force from the explosion, as well as being able to capture all of the video from the Tesla charging stations across the country. And he sent that directly to us, so I appreciate his help on that.

And because of the diagnostics of the car, he said yesterday, this wasn't a vehicle thing. He said, it's either fireworks and or a bomb that was in the back. Let me ask you a question, Tom. I got a question for you with that one right there. So what information did Elon give to the authorities?

The authorities are stating that they received the public security camera footage from the Tesla Supercharger stations. The public. Yeah, this is what's private. It's by its private footage maintained by Tesla, but it's their own security cameras that monitor their charging station. And then what other information did the Tesla give to the authorities?

Uh, apparently he helped them unlock the car and also help them with, I guess, who the registered owner after the explosion or who rented it. Yeah. After the explosion took place. Okay. That's what the authorities were saying. Right. So how different is that than what happened with Apple and Tim Cook when they asked them to give the information on the phone at the San Bernardino shooting 12 year, whatever that shooting was 12 years ago, I think it was

Maybe 10 years ago. Can you see when that shooting was robbed December? And you know, shooting was when? It was definitely under a bar when we say 15, 2015. Yeah. Well, he didn't give that over. Yeah. The FBI request that Apple create software to myself and then suspect in December 2015 shooting. The FBI wanted the software to accept that. And then to correct one was found. So can you go back? And I want to see what was given to him. Can you go back to that sheriff to see what was given? To that to that clip? And what did he say was given?

Is it just basic information or you have to think Elon Musk specifically he gave us quite a bit of additional information in regards to how the vehicle was locked after it exploded due to the force of the nature or the nature of the force from the explosion as well as being able to capture all of the video from the Tesla charging stations across the country and they were sent he sent that directly to us.

appreciate his help on it. Okay. Oh, so it's not. Yeah, it's not personal stuff inside the vehicle. It's just like, Hey, listen, we know where this guy was. Think about how helpful that is. It says, Hey, we've got video from the charging stations, our public cameras are out there in public. That's super helpful.

and saying, was he alone or not? And I don't know what Elon said, but you could say whether there is one person, two person in the truck, which would the guy look like? Super helpful. Very helpful, because you want to know, just like, well New Orleans is, they believe, by security camera, that there's up to three or four other people in New Orleans are planning devices, right? So Elon Musk is helping them. Hey, here's the charging station stuff, so you can see. You ever seen a movie, Horrible Bosses?

Have you ever seen a movie, Horrible Bosses? Rob, have you seen a movie, Horrible Bosses? This is Charlie Day, Jason Ayman. You haven't seen it. Really? You haven't seen it. You love it. So at the end of the movie, when he's outside, Kevin Spacey, and he's saying what he's saying, and the car

is recording what he's saying. I don't know if you remember that scene. Yeah, of course, of course. It's like the ending scene, how they basically get him. The car is recording and hearing what he's saying. Then when the cops show up, the car repeats everything that he said. Kevin Spacey said, obviously it's comical.

when this is taking place. But a little bit of a interesting angle here of what types of information Tesla is going to have, because it's a computer driving around.

So a Tesla, if you decide to do something with a Tesla, hey, they're going to find out what you're doing, essentially, especially because they have all this intel to be able to say he said to track the driving, like what areas they went through.

That's kind of like the phone, right? Find my iPhone or whatever it is. Yeah, Jake messaged me. He gave them telemetry check showing that all systems were green before the explosion. So everything is basically on file of what your car is doing. Yeah, there's a monitor inside a camera inside. So the way that the autopilot works for the Tesla.

You have to have a monitor inside that's recording you at all times and it actually monitors your eyes to make sure that your eyes are on the road. If you divert your eyes from the road, say you look down at your phone, the system inside the car will notify you so that you then have to manually steer the vehicle. So there's always a camera running inside of the Tesla vehicle at all times. How do you feel about that?

especially with all the craziest stuff you do in your class. No, no, I'm just curious. How do you feel? I don't like it. But unfortunately, I've traded the ease of convenience for privacy. I'd rather be able to drive automatically. And I just know that everything that I'm saying inside of that car is being recorded. It could be accessed at any point. How long does it take until the world accepts minority report?

How long, how long until how long will we fight it until it becomes acceptable? Let me let me ask the question one more time. How long will we fight it?

until it becomes accepted. I was just going to say that. Rob was, he says, I traded my privacy for convenience. What was the word use convenience? The ease of convenience. Just like secure, like, just like security when you're like happening, right? Just like with the Patriot Act, like we listen, because of terrorism, we need to monitor you.

How long? How long till I get to that? We learned during COVID that in 2021, I think Tesla hit, I think a trillion dollar market cap, and I think they've been up and down since then. I know they had a rough start to 2024, and I think they're bouncing back. But where they are car company, where they are green energy company, and someone goes, no, no, no, they're a data company.

they collect your data. Look at this now. But by the way, I vividly remember the 2015, 2016 San Bernardino shooting where Tim Cook refused to open up the iPhone on this particular situation. Why did you make that correlation? Because I know that's something that you were. No, no, to me, where I'm going to is I'm going to the area of thinking, you know, okay, four weeks ago, three weeks ago, we're doing a podcast.

And if you remember on that podcast, what had happened where I read that see the drones, number one, the drones attack happened. Then I explained the story of the guy that said anytime you're seeing UFOs or you know, stuff like this that's happened, it's a scyop to be able to get the next

Patriot act the next whatever act that they want to get in there to say see we need this because with this and we're gonna really know all of a sudden We need this in order for us to build. I don't know if you remember when we talk about that You're right. I don't know. I think I think you know We we have to be I Mean we have to catch the bad guys and identify exactly what happened and get to the bottom of it

But at what cost to convince the rest of American people to say, hey, if you all comply and allows to record all your behavior, we will be able to prevent future crimes from taking place and we can eliminate all this stuff.

then imagine everything is like, right now you can be talking and an ad pops up because you were talking about it with your wife. And so you're already being watched and heard 24 seven, whether you know it or not, Alexa, phone, Siri, everything.

Tom, you were going to say something. No, you just made the point. And I was going to add to that the Nest thermostat said, and we have a motion detector on it. So if you're not in the room or that side of the house, we'll let the, we won't have your air conditioning or heating working that hard. We'll let it go down a couple of degrees. Well, then they found out that it was actually a camera.

that was in their Nest thermostat. So it's exactly what you're talking about. So your Nest thermostat's got a camera, your Alexa's got a thing, and they're thinking about ad targeting. So they're thinking about how do we sell you more and the advertising targeting, exactly what you're talking about. But a short step from that is NSA basically, the evil sister of the FBI basically has all that information on citizens, so now you have citizen surveillance.

And that's what you're talking about. And I think one of the answers to it is we are right now losing more privacy with any very technical generation. Oh, by Samsung refrigerators that know what's in the refrigerator and they have that panel on the front of the refrigerator. So that with every technological innovation, you are already losing. And if you don't think

that the NSA and the FBI are looking for ways to accumulate information on citizens, they're not waiting for a terrorist attack. That's how they pass the legislation like the Patriot Act. But they're already out there collecting the data. Listen, this is Humberto just send this. Yes, Tesla vehicles regularly send information back to Tesla service, including operational diagnostic data, which helps them improve their systems and diagnose potential issues. However, most camera recordings are processed.

within the car and only upload it with the driver's consent through the data sharing settings, usually only in the event of a collision or the safety concerns, other safety concerns. So they're asking you and you're letting them, which is great. It's totally fair. You know, the thing with Facebook ads and you Google and hey, you never gave that permission. It just, they did it, right? And then it went into the permission. So it's not like they're not compliant.

All I'm saying is gradually you're like, well, what's the big deal? What's the big deal? What's the big deal? Oh shit. What was the big deal? Damn. Every behavior. So look, of course, we want to know exactly what happened here and we want to get the intel of what happens here. But it has to, the way massive change happens is the temperature goes air.

Guilt, guilt, guilt, guilt, boom. You break. Okay, I'm sorry. I can't handle this embarrassment. You got me. Yes, do it. And you're like, no, what are we doing? No, no. And no matter who the person is, no, I'm not with it. I'm not, listen, respect, great job. Awesome on all your success. I'm not going there. That's when we're not going. I don't know. This part to me, I want to know the link between the two, if there's any.

The other event happened at 3.15. Rob, when did this event happen? Do we know the exact time of this event and how difference the time are between the two? Because one of them, it looks like it was bright. Yeah, one was daylight. It looked like the daytime, you know. And Pat, why? It's 8.39 AM, but that's the West Coast time. So it would have been 11.30 AM. So 11.30. So 11.30. So 11. And the other one is New Orleans Central, or is it New Orleans East Coast? Central Central. One hour behind.

So if New Orleans is one hour behind, and that's 8.30, so it's 1.30, so it's five hours. So New Orleans happened, no, it's the other way around. New Orleans happened first. Yes. Then the other one happened six hours later, from now mistaken, give or take. Correct. So New Orleans, Tesla, six hours later. Yes, yes. I don't know if that six hours is.

Well, are you saying there's some sort of correlation with these two? You have to consider it and you have to look at the, you know, the, the, what is the word? The idea that it happened that closely to each other. I have to look at those. I guess the question I have are these lone wolves looking for soft targets? I don't believe sort of.

I don't believe that these things just happen randomly. You know what, the symbolism of driving the car of the guy that's coming into Trump's cabinet, one of the main guys that's controversial as hell, parking that vehicle in the front of Trump,

like in front of Trump's hotel and you being a stupid moron that's the most metal around the truck thing is by the way this guy's 37 years in the in the army veteran he was in special forces or whatever the guy in the Tesla the guy in the test the guy in the test but they know he is yes his name is heard all about the guy that did the name is Matthew Livelsberger from Colorado Springs the guy said that he served in the army as well army in the same unit

Well, he was from Fort Bragg, same base. A lot of soldiers, like a small city. I'm from the same city of 30,000 people, for some number. But the same day, same time. Well, hold on. But Tesla, Trump in the front, but you use that car. Like, what a dumbass. 52,000 soldiers at Fort Bragg, just so you guys know. That's a small city. But they know who he is. This guy, Matthew, live as whatever.

I want my thing. He killed himself. He's the only person that died. He was in the car. He was the one that died. Nobody else died. No. We're good. Well, but the intention of what he was trying to do and you nailed it, Adam, what's the purpose? What's this simultaneously? This doesn't happen just by randomly these both guys that are doing this type of acting. They're both veterans of the army. Are they both the same a drop because Matthew

They're five-year difference because Matthew's 37 and the guy from New Orleans is 42. Five years apart. Is there any indication that this is anything with Islamic extremism or ISIS? Is there anything with that? Because we know a ton on this other guy. We don't know anything about him. They don't know yet. What do you mean they don't know yet? They know everything on this other guy. Well, that's the point. Here's my thing, Adam. They rated his home. I have a news clip if you want. Okay. This is the biggest guy. What's this?

Yeah, he lives in this is so he originally lives in Colorado Springs. The vehicle was rented out of Colorado on Toro. And here is the news outside of his home. Okay. So one guy is Texas slash New Orleans and the other guy is completely Colorado. I think the biggest drag connection. The other big connection here is the Toro app. It's not an app that's used in every state. Not every state. Not every city has access to the Toro app. It's still rolling out in development. I don't know if you guys have ever used a Toro app. It's basically like using enterprise rental car through an app.

Yeah, but it's you're renting people's cars. People are cars. Yeah, it's not like an actual company's vehicle. If I want to borrow Vinny's Toyota Celica or whatever. Corona. Corona. I would respect. I would use the Turro app to rent it. It's Airbnb for cars. Exactly. Here's the news reporting on the rate of the guy's home. And yes, she's cute. I'm Maggie Bryan on the east side of Colorado Springs where the FBI is investigating a town home. They say is linked to the driver of the cyber truck that exploded in Las Vegas Wednesday morning.

Several law enforcement officials confirmed 37 year old Matthew Leibelsberger died in the vehicle. Officials also confirmed he lived in Colorado Springs. Now El Paso County records point to several addresses linked to him. The FBI says this home is one of them. It's near Stetson Hills Boulevard and North Mark Shuffle Road on the east side of the city. Our team saw FBI agents out here for several hours Wednesday evening. Many of them leaving though around midnight. This vehicle behind me, one of the last ones left. It's now 115 in the morning.

This home is about three miles away from a Colorado Springs police substation where we saw a few armored vehicles in the parking lot Wednesday night. An FBI agent here on scene tells me they expect to be back out here on Thursday morning. We'll keep you updated with any more information that we learn on air and online at KOAA.com. Could we play a little doubles advocate because you know everybody online is like you know this is something bigger something bigger has happened. If it is people behind this trying to

brainwash and make these people happen. These are the homegrown ones. Then the upcoming ones that came to the border are going to start doing this attack. What would be the end game to get us into war? This guy is not a regular guy. This guy was a special force. That's what I'm saying. Pull up the story, like breaking down. I just was reading through this. I think it's good for us to read it to the audience. It says, who was Matthew Lillel's burger? The US Army veteran named that suspect? If you go a little bit lower on the story, I just sent you.

It tries to see if there's any kind of a comparison between the two. In addition, Lersberg or Jabbar rented their vehicles. We know that. Authorities are investing in a possible link between the two. At the time, they were fighting in the Middle East. The US had around 100,000 military personnel in Afghanistan as part of Barack Obama's troop surge. According to CBS law enforcement, sources said that Lersberg was on active duty with the army serving Germany and was on leave in Colorado at the time of the incident. His wife allegedly hadn't heard from him in several days.

And Liversburgers spent 18 of his 19 years in the army career with special forces. According to his LinkedIn profile, he is believed to have joined the Green Bay as a communication specialist in January of 2006 before becoming an operator. This guy said BMF, the profile picture on the account shows a man

sporting winner gear armed with assault rifles standing on top of Snowmobile. His most recent role in November 2024 was listed as a remote autonomous systems manager for the Army. Here in the summa cum laude, an award given to the students earning the highest grade in their class. After graduating from Norweek University in Vermont with the degree in Strategic Studies and Defense Analysis.

Korean social media in the, also states he earned Department of State a meritorious honor award for inter agency contributions that resulted in increased inner operability and efficiency while serving as the operations special operations command forward. Liversburger often commented on post from military personnel and a comment on a viral post from Air Force veteran, he responded to a question not noting that the government was responsible for making people believe they were responsible for other student debt. Okay, interesting.

Erasing student debts was a signature Biden or a policy at the age of 22. He began collecting close toys and educational items for children and disseminating of humanitarian aid while serving the tour in Afghanistan. He told the US News Journal in the native Ohio, appealing to US citizens for donations in January 20 told the outlet, handing out humanitarian assistance continues to be one of the few approaches of gaining credibility and loyalty of the people of Afghanistan. And I believe you directly contributed

to our success at ground level. His wife believed to be Sarah, wrote on Facebook in May of 2016 that she was registered Democrat. She posted a picture of a graphic commission by the Democratic Congressional Campaign Committee, appearing to show Trump, which read, stop bigotry. She captioned the, okay, so this is now, let's see where this goes. She captioned a post, perks of being a registered Democrat. I can't wait to slap this baby on my truck.

she shared photographs of two together, posted almost a decade ago. In one image, when April 2016, the pair posed for selfie with Liversburger sporting a camel backpack. In another July 2015, she

Liversburger can be seen in a with the tattoo of a bald eagle and American flag on his shoulder as opposed with a dog a Facebook count appears to belong to him shows a heavily tattooed man holding a baby with its profile picture update in the September of 20. It's just three months ago detailed on Sarah Facebook page information released that age match report from officials one page for me. It's my old ass husband's 28 birthday sources. The beer terms about

Very interesting. At this time, we are investing in a number of leads. I'm not prepared. Very interesting to see where they're at. I have a totally different take that I'm going to bring up there. So this is inspired by a text that Vinnie sent in our group chat for the prep. And he said, it's January 1st, you know, first day of the year, we already have our first terror attack. Boom. And I'm like, where have I heard that before?

And it was actually one year ago on January 1st, 2024, where you basically sent the exact same text. And I was like, what the hell happened there? And then Rob, I sent it to you January 1st.

In the morning, you know, after midnight, there was an attack at the Codex Center in Rochester, New York, when a thousand guests were attending a New Year's Eve concert. Here it is right here. This guy rented a 2023 Ford expedition with gasoline canisters and basically drove it into this concert. I think, um,

How many people died? Nine people died, I want to say. But the point is this. What's the correlation there? And this had nothing to do with ISIS. This guy is American. Here's my opinion. Ready? The holiday season. Man, if you're going through some stuff, this is the worst time to be alone. This is the worst time to have issues. PPD, you'll remember this.

November of 2019. I text you. I say PBD. Are you going to be in NALBA in Dallas?

You said, no, I'm not, I'm not gonna be there. I said, I'm gonna be in town. This is when you were going through challenges? Yes. And I was like, I gotta see you. And at the time, my father had just died and my girlfriend, who I was living with, was facing cancer, struggling with cancer. So I met with you, that was November, and that Christmas was the lowest point in my life, lowest point in my life. Why? Because usually I go and spend,

Thanksgiving with the girl that I'm dating's family. And we had just kind of, she's dealing with treatment. Then Christmas, I usually, I've been dating a Jewish girl in like over a decade. So usually I'm with my girlfriend's family in this particular instance in Detroit. And I couldn't go visit her because she's dealing with chemo and everything with that. So you know me, I'm out, I'm about, I'm having a good time. Very jovial, have friends.

Never in my life have I dealt with depression like I did on Christmas of 2019. Never in my life. Now, nothing drastic like this. And that's for someone who's got things going on in their life, successful, good connections, good mental health. But dealing with the loss of my father, but especially with my girlfriend at the time, dealing with cancer, the lowest point in my life.

So take these people's situations. The first guy, what? Divorce financial situations, struggling. Who knows what's going on? There's a reason that they do it right around January 1st.

It's the end of the holiday season. They're probably by themselves. They have major issues, major health issues, mental health issues. All this is going on and then boom, January 1st, fireworks. But Adam, but ISIS, like to have ISIS and be inspired by ISIS, which started when Obama with 2011 withdrawn from Iraq and then arming the Syrian rebels, which basically sparked it. But in fact, but- No, no, no, but the Vegas guy had nothing to do with ISIS. No, that's the Vegas guy, but- No, no, no, stay on this. Yeah. The guy last year had nothing to do with ISIS. But that's my point.

is that there's so much going on, and then ISIS is the last sprinkle for this one particular guy. Yeah, but on this one case, brother, there's no indication that the guy in Vegas had anything to do with ISIS.

They're not telling us that a few lessons burger which which name isn't Well, but doesn't it strike you weird that patches did a freaking all that story on him How do we know so much about these guys in less than 12 hours? It's like they've they're feeding us all this information But when it comes to like assassination attempts, you still don't know nothing of these zero is

zero of these people. It's just weird how they just, like, dude, we know this guy's medications, his wife, his dog. You know everything about this guy's history in less than 12 hours. But when it comes to that stuff, we don't know nothing. What do you mean we didn't know nothing? We found out the guy that tried to kill Trump on the golf course, that he served in Ukraine, he was out there basically being a part of that protest. We learned a lot about him. The guy that went on top of the roof, he learned a lot about him as long as you say. When he said we didn't know nothing, that's not exactly accurate. There's two things here. Let's go to the next story.

both tragic. I'm sure we're going to get more stories that's coming in here. The FBI has more pressure today that ladies look on her face. The FBI person that, you know, a lot of people are saying is a DI hire. You know what? She sounded nervous because a new guy is coming in town and she's probably going to get fired. She's not going to have that job that she had before. I don't know. Was she with the FBI, Rob? Yes. Her name is a special agent Duncan. Yeah. A lot of this stuff's going to be changing. Did you see the old lady? But let me just let me just give you this.

That's a complete different thing for us to move on. The 81 year old. Yes, the 80s. She runs the New Orleans police department. 81 year old grandma. You know, she hit two people with her car in August. You know that, right? She hit this lady. She looked a lady. Her name is Kirk Patrick. She hit two people with her car in August. And I'm about to be funny. Look that up, Rob. Who is this? The Joe Biden of policing? That is. Can we play this real quick, Rob? Sure.

in order to conduct those. She's 81. It was hell-bent. I'm sorry. I'm creating the carnage. Who said 81 that he did? Because of the nature and the indices that we have. Look up Anne Kirkpatrick driving over two people. Go ahead, Rob. It says she was born in 1959. Okay, Rob, can you look up Anne Kirkpatrick, New Orleans police chief running over two people in August?

And then by the way, she used to be the head of police in Oakland where she was fired. Then she sued them and got us a $1.5 million settlement. So where did this come from? A news report, like according to a news report. That's right there for her. She investigated for hitting two people or driving in New Orleans. So she's under investigation according to this. No, this is August to a fifth. So I think four months ago, this is from a goal in low rap.

former Oakland chief on his body was being investigated for hitting two people on New Orleans and said an app and sat him and a woman was treated for minor injuries and a man was uninjured according to local report. New Orleans police says a breath lines a test return reserve and investigations now being turned over to say police. Okay. Yeah. All right. So, but going back to the point, if let me just make my point so we can get to the next door. She seems very lovely by the way in that picture. But you know, she go going through this story here.

You know, it's crazy. I'm reading this book right now. I'm behind like so many books. I'm trying to catch up on the books, but one of the books I'm reading is called the courage to be disliked. Okay. And it says something very interesting in the book. It says a well, you know, a well, water well. Do you know what the average degree of a water well is no matter what the temperature is outside?

What is it? 18 degrees. Oh, wow. But watch what it says. Watch what it says. It says, so whether it's whatever degree outside, the water well is always 18 degrees. And then it says, when you drink the water in the summer, because it's hotter, it feels cooler.

When you drink the water in the winter, because it's cold outside, it feels warmer. Did you get it? So it's never changing its temperature based on what happens on the outside.

It only changes the temperature, never. You think, oh my God, so cold I said, let me go drink some water from the well. Oh my God, this is so warm. This tastes so good. Oh my God, so hot outside. Man, I need something cool to cool off. You drink the water from the well. Everybody outside of the water well is changing, but you're staying the same. And in the book, it breaks down the Algerian psychology. This is by.

Alfred Adler, the Adlerian psychology. Rob, if you type in Adlerian psychology, look what it says, and then put trauma next to it if you could. Put trauma next to it, yeah, if you could do that. So let's just read the top there if you could. Zoom in a little bit and put show more if you could, okay. Alfred Adlerian psychology, also known as individual psychology, has a unique perspective on trauma and how he can choose to be affected by it. Trauma is not a cause.

Adler believed that people don't suffer from the shock of trauma, but instead make meaning of their experiences to suit their purposes. Meaning like, my life is so hard because you don't know what I went through.

I'm going through this challenges because nobody ever supports me and that, it's like that guy on Manek that said, this guy, this guy did this. My last partner took $75,000 from me and all this other stuff. And I respond back to him. I say, you're not going to like this message here. Everybody, if everybody around you is taking advantage of you, you, my friend, are a crap magnet. The problem isn't the people. It's you. Okay. Watch what he continues to explain here.

He believes that people are self determined by the meaning they give to their experiences.

You, people choose how trauma affects them. Adder believe that people choose how trauma affects their present and future lives rather than being defined by it. He believed that people use their past or other circumstances to justify their behavior. Trauma is misunderstood. Adder believe that trauma and cause and effect are misunderstood. He believed that assuming past events drive the present is a form of determinism.

Adler believed that all problems interpersonal relationship problems, therapy approach, treating trauma that uses a range of techniques to explore personal problems with their socio-cultural context. Adlerian therapists examine an individual style of life to help clients process traumatic experiences. You know what this means? You know, the other guy made it in Hollywood because the people around them, they just took care of them. That's what it was.

but maybe that's your way of hiding the fact that he didn't work as hard. That guy made it in sports because his father had money and that's why he made it to the next level. There's a lot of rich people that the kids will make it to the next level. But it's an out. Well, he made his money because he's a con man and he's just, that's your way of, I had guys in the insurance company that would blame, every time my number one guy would win,

There was a handful of people behind closed doors that would message me telling me about how bad of a person that number one was. I'm like, dude, relax. If this is your way just to find why he is winning and you're not, it's trauma. So what is this going with? I think we collectively, when you have a rough life, you have to try to find a way to let the madness happen outside of you as much as it happens. And the hardest thing in life to do is for you to stay at 18 degrees. It's hardest thing to do.

Marriage, kids, family, finance, business, career, content, you have to try to just stay right here. Let everybody change. Let everybody lose their minds. You stay here. And eventually it drives people insane that they can't affect you. A lot of these folks that are going through these types of moments and traumatic moments,

If they don't have somebody to talk to to say, hey, bro, it's not as bad as you think it is. It's not as bad as you think it is. I interviewed a guy that was a guy jumping off a bridge. And what happens the moment you let go of the survivors, they interviewed every single person that ever made a jump off the Bay Bridge. And the ones that live, everyone said the moment you let go,

You regret your decision. The moment. Wow. Not on the way down. No, no, no. They said the moment you let go, you're like, what am I doing? It's not worth it. You start thinking about your mom, your dad, your kids, your family, everybody. I don't know, man. I just think we need to go back to

finding ways to increase the identity of the American people, finding ways to get people to realize it's not as bad as you think it is, finding ways on how for people to deal with trauma where you don't believe like because of what you experienced as a kid. That's why you're not going to win in life. We all have dealt with a lot of shit in life that it's our out to not have to give our best and escape it. You know, fight, flight freeze, flight. Let me go do what I'm doing here right now. Join ISIS. It's my form of flight and suicide. Suicide is flight.

Giving up is flight. Quitting is flight. Fighting is hard. No one wants to fight. It's tough. It's annoying. There's opposition. But we got to find a way to do it. And for the right person, this message is going to hit. For the wrong person, you're distracted doing something else. I respect both of you guys. But if the right person received this message,

Maybe go over to this book. It seems like a very, very interesting book that I can put down right now as I'm going through it. Anyways, okay, let's go to the next story. Let's go to the next story. And we got quite a few of them here as we're going through this.

Next story I'm going to go through is California. New California regulation requires insurance companies to offer coverage in high risk areas. This is very problematic, guys. It sounds like a noble thing the state is doing. Again, they're making a mistake that's going to end up hurting citizens. Let me read this to you. California Insurance Commission, Ricardo Laura, announced a new regulation requiring insurance.

to offer coverage in wildfire-prone areas, mandating companies, right policies covering 85 percent of their statewide market share in high-risk regions with 5 percent increments. Every two years Laura called it a historic moment for California-stating. Californians deserve a reliable insurance market that doesn't retreat.

from communities most vulnerable to wildfires and climate change. You think you're going to make that decision? You definitely don't understand capitalism. To prevent model shopping, insurance must use a single pricing model for consumers and reinsurance under the regulation. Laura explained the reform balances protecting consumers with the need to strengthen our market against climate risks.

Ensuring in-state consumers are not impacted by insurance costs for other high-risk areas like the Gulf Coast. Tom, I got thoughts on this, but I'm going to come to you first. So I'm going to get a little technical, but I'm going to do it in a way that people understand. Here's what they're saying. Hi, Vinny. You're the CEO of an insurance company. Hi, Tom. You ensure a lot of people for their homes here in California, don't you? Yes. We've noticed that you have done very well, State Farm. Thank you. And you have 22%

covered market share of ensuring homes in California. Thank you. Yes, you do. Well, Oregon, our new law says that 85% of the 22%, which is about, call it 16, you have to take 16% of the high risk policies in wildlife areas. And you're in wildfire areas. And then you say, wait a minute.

I've done underwriting there and I don't want to ensure those houses. I'd have to raise prices on the other people that I ensure. Why are you forcing me to do this? Well, because otherwise those people in those wildfire areas wouldn't have coverage. And you're like, that's not my fault. I've gone to the insurance commission. I have a license to do business in California. Why are you making this my fault? Guess what? You know what the wildfire causes?

two key causes of the wildfire, nobody wants to talk about. Number one, it was poor maintenance of the forestry edge areas where there's inhabited areas. Inhabited areas, why are they inhabited? Because they were given building permits by the state of California, by the countries, by the cities. So you built a cabin. Can I build a cabin here? Yeah, here's your permit. You built a cabin.

But there's been poor maintenance of the edge of the forestry and poor maintenance of PG&E equipment. Most of the fires that were up there were not random strikes of lightning or things. It was PG&E equipment sparking, old equipment sparking, poor maintenance and trimming of the forestry areas leading to wildfires that took out small communities like that we've heard about. But this is what they're doing. 85% of whatever your market share is, that's

the percent of the policies you have to take in these regions. You know what this is going to lead you to do? Well, then I only want to have 5% market share in California so I can only have a very small share of the policies in these wildfire areas. I'm sorry. I'm going to do that.

I'm out of here. I was just going to say, I'm going to leave California, which screws the other people in California who are getting it, and they call it model shopping. It's not model shopping. That's a word being used by the government to make it sound like the insurance companies are bad. It's not model shopping when they say, according to our underwriting, and underwriting is nothing more than looking at a large group of homes in the same area and deciding what you're going to do.

And so now you've got this and who's doing this? The California Insurance Commissioner Ricardo Lara, because he has a problem. And you know what the problem is? People are trying to find insurance and they're coming to the insurance commissioner saying, hey, up here where I live in this area, I can't get insurance.

You're the insurance commissioner, isn't your job to make sure insurance is available to Californians? Bingo. So that's what they're trying to do. They're trying to force it rather than go upstream to the problem and saying, why are there wildfires? Why have there been wildfires? What is the state's responsibility to keep the people safe? Bingo.

Well, let me explain it in a different way. And then I'll go and read this over to you on what has happened to California. So I googled homeowners insurers leaving California. That's what I googled. This one came up for me. Many homeowners insurance companies are leaving California reduced and state farm announced March of 2023 that it would stop accepting new applications for homeowners insurance in California. And it also announced in summer of 2023

that it would drop Vinnie. Thousands of California policies drop. Meaning you have homeowners insurance with us. Guess what we're dropping it. You call me like the insurance company goes, yo, we're done with that can do that. All state at the end of your next policy, we will not renew all state all state announced in November of 2022 that it would pause new policies for homeowners, condos and commercial properties in California. So far, do you know state farm? You've heard of them? Yeah.

Have you heard of all state? Yes. They're leaving California. Let me read the next one to you here. Okay. Farmers insurance announced that it would cap its homeowners coverage policies each month. Other insurance companies that have reduced coverage in California, AIG and CHUP. You know, one day I get a picture sent to me from CHUP dropping my boat insurance. You know why? Because I was the captain manning the boat by myself.

And Chup said, no, we're not ensuring you. You're not a licensed captain. I could in the state of Florida, but Chup said, no, we're not going to ensure you. What's the point there? Did they do the right thing?

Job? Dropping the insurance for the boat that they were protecting for a man who's not an experienced captain, their job do the right thing. Would you do the same thing? What do you mean? Of course, if I was an insurance company. Why would you do it? Because you are more, if you're not the captain, the certified captain, then it's a more risk of you crashing the damn thing. Why would you want to risk the money to protect me if I don't know what I'm doing? That's what I'm saying. And it's a large boat with a lot of people on it. It could be heard. Watch, watch what this company. There are then insurance companies that will ensure you based on the

Collective health of all the employees at the company. Okay. So for example, let me give you an idea say companies got a thousand employees The average weight of this company and height is five nine 250 pounds Well, and they're not healthy They don't take care of themselves, but you are super fit. You don't drink

You don't eat over eat. You take care of yourself. You exercise five days a week. You're the healthiest. Are you as your premium going to be less or more? More is your premium more because of you or because your coworkers. Exactly. That's how this works in the state of California right now. What this guy is saying is,

We don't care whether your insurance companies are gonna lose money or not in these areas, you better ensure them or else. And this is a big victory for California. Watch how many more insurance companies are gonna leave California. And by the way, you can't close your house unless you have homeowners insurance. So here's how it works. Here's how it works. The way it works is the following. Insurance companies are gonna sit there and say at $8,000 on this house, we're losing money.

Okay, what should we do? $13,000. But $13,000 for them is a difference between eight and 13. What's the difference? $5,000. What's $5,000 divided by 12 months? $400 a month, right? That $400 a month, is that a lot of money to an average American trying to buy a house? Yes. It's a lot of money. And you know what they say? You know what? I'm not buying a house.

That's what's going on. So what they're doing is they're indirectly hurting realtors in the state of California from being able to buy a house because some 72, I don't know what the percentage was, 7% of people back out of buying their house because of homeowners insurance. So they're going all the way to the price of buying a house, 7%. It's like one out of 14. Say, I'm out, I'm not buying this house.

purely because of homeowners insurance. This is a challenge. California is going to be facing. What's the number? Oh, I'm sorry. I give the number. This is Florida. It says 11.9 percent. I'm looking for. But what does it say for Florida? 11.9 percent of homeowners. By the way, I believe that as well because it's two states that are experiencing this. It's California and it's Florida.

Okay. And they both, the only difference is Florida's allowing to compete. There it is. Look at that number, right? I said 7% at 7%. According to 2023 survey, California, California associate of real, 7% of real estate deals in California fell through because buyers couldn't afford, couldn't find affordable homeowners insurance. This is double the rate from the previous year, double the rate from the previous year. This is such a terrible policy.

When somebody doesn't understand capitalism and competition, politicians specifically, and they make policies like this thinking they help people, watch how many stories we're going to hear about in 2025 about homeowners insurance. Adam, I'll come to you last time we'll go to the next one. Yeah, well, it's funny that you said that how many stories we're going to see in 2025. Let's talk about how many stories I actually looked at and I saved in my phone from 2024.

So, we all know that I've sort of taken a blue ocean strategy of my life. I don't really, I haven't bought a house. I've played the stock market, bought crypto. I buy REITs when I want to invest in real estate. But look what's going on with the insurance and the housing market right now. Rob, you have those articles I sent you. Here's an article in The Wall Street Journal just earlier this week. Insurance

And tax has now caused more than mortgages for many homeowners. I remember when I went to go move into an apartment in 2018 in Miami, I lived downtown, you know, right next to your favorite building with the heights. I know you love the heights, PVD. And I moved in and I'm looking at the unit.

at sick unit, amazing. I go, yeah, how much is the rent for grand a month? All right, cool. If I wanted to buy this, and by the way, this is when interest rates were much lower, what were they in 2018? Two, three percent. I said with the taxes, expected maintenance, right? HOA fees and homeowners insurance, what will my monthly payment be? You know what they said? $8,000. I said, hold on. I could rent it for four, or I could buy it for eight.

Tell me why I should buy this. The realtor who's trying to sell it to my boy. He's like, well, you should probably just rent. So what I did was just rent and then take that additional $4,000, bought stocks, bought crypto. Boom, that's skyrocketed. Great. Obviously the housing has gone up as well. I said, this math doesn't, this math ain't making sense. So then, all right, homeowners insurance, Rob, if you scroll down to that article right there,

Um, keep going down. There's a graph right there. The share of average mortgage payment going to taxes and insurance has increased exponentially. Is this that? No, that's not. It's the same. It's the same. Yeah. Right there. Yeah. So 10 years ago, it was almost 29% of your average share of payment. Now it's approaching 33%. So you said, Hey, is that extra $400? Does that mean a lot to the average American? That's 4% on a. Yeah.

Half a million dollar house? No question. So Rob, and then I won't go, I won't relabor the point, but go to the other articles I sent you. These are just the headlines.

Okay, boomers are buying houses, had it bad in the 80s, millennials have it worse today. So the housing market is as expensive as all time. Interest rates are obviously not going down, even though when they cut the interest rates, didn't they expect mortgage rates to go down? They didn't really go down. And then what's the other one I sent you? Young Americans are getting left behind by rising home prices and higher stocks. So if you're the average 25 year old, 30 year old,

But he shout out to Manect, because I truly believe that Manect is changing lives with a multitude of different things. The most common thing I get is personal finance questions. Hey, man, I know you're sort of the money guy. Let me ask you a question about this. Let me ask you a question that you have no idea how many 20-somethings that are not married, no kids. They go, yeah, I'm thinking about buying a house. I'm thinking about getting into real estate. I'm thinking about, I go, why?

I go and I ask them, is now a good time to buy or a bad time to buy? They're like, I don't know. Everyone tells me I should buy.

Right, because the Realtors Association have done a great job of saying, if you rent, you're throwing away money, not really. It's only throwing away money if you don't take that additional four grand, like I did in that instance, and put that into an appreciating asset. So a lot of young people are gonna be faced with a lot of difficult decisions, and the decisions that their parents made or their grandparents made, like, yeah, buy a house, get a mortgage. Listen, bro, I firmly believe. Firmly, firmly, firmly believe.

If you don't have kids, if you're not married, if you're not worried about school districts, don't worry about getting a mortgage right now. How many years did Vinny be like, is no good time to buy? Is no good time to buy? It was not a good time to buy. Look at you now, you're an investor.

You're killing it. Thank you. But the point is this, it is, is it easier or harder to become a homeowner to these days? Hard as I was. So, what's the definition of crazy? Doing the same thing over and over and over again, expect different results. I think if you're single and you don't have a lot of responsibilities, yes, makes sense. I even wrote a Denver Post, an interview and said, you don't own a house? No, I only rent. Why? Because I take the money I put on my businesses. However,

Is that the one right? Yeah. How long? This is 2015. I want to say it says 2016. Long time ago. But listen, you got listen. One thing I got to tell you, P.B.D., I know that you got amazing suits. I know you got to go on. You got to respect the orange shirt and the bell box. Those are true religion. Those are true religion.

By the way, that's where Tiko used to go and play in the dirt all the time. Oh, that's it? Yeah, he just love to do that. Anyways, all right, let's go to the next story here. Steve's actually the first office of one of my businesses. Is that what it is? No, I'm saying. When most entrepreneurs start in a garage, I'm joking saying, I do have one quick follow-up. Why did you firmly believe that? Because for someone like you, how much money were you making at the time? For me, I'm not taking money off the table. I'm purely, you know, I haven't even raised money yet.

We raised the first 10 million in 2017. At that time, we've only raised a million bucks. No, for me, it was about putting money into the business that was growing equity. No equity grows faster for me. Like even when Michael Saylor was here the other day and he's talking about, here's what Bitcoin's growing at 49%, 42%, 29%. That's great.

Our equity is growing faster than what Bitcoin is. So if your money that you've grown into your own business grows faster than any investment, I'm not going to go out there and do anything else. I mean, at that point, everything I'm making, I'm putting it back into the insurance company, eventually selling insurance company for $250 million, you know, that's the rate of return. But that's not the app. Neither are you the average person, neither am I the average person. The average person has a different story. The average person is trying to have a wife.

and two kids and stable in a place and a house and find a way that they can have a mortgage payment and maybe the property value doubles in seven years or maybe 10 years and then they take the equity and buy a different property and that's what the average person is thinking about. Yeah, but I have one quick counter argument. Yeah. The average person in America

is broke. Two thirds of Americans are living paycheck to paycheck. So if you continue to do today, what the average person does and get a mortgage at 7% and try to make it down payment and pay your maintenance insurance taxes. I want to go away from the story. I'm just saying the average person is broke. No, the average person for sure makes sense. All I'm saying to you is the story is not applicable to everybody. A person living in California right now who's thinking about buying a house, your policies suck.

period. They don't favor you in the state of California. In some states, it makes sense because there's people coming and so demand is going to go higher. How many people are moving the net move to California is not what it used to be.

It's not. And the people that are moving to California are moving there for the dream. And nowadays you don't have to go to California to go into Hollywood. You can do it from Austin. You can do it from Atlanta. You can do it from anywhere. You can nowadays cast and do your, what do you call it, audition over Zoom. Yeah. Can do camera video and send it to them. So it's a different game. Let's go to the next story. Steve Bannon.

welcomes escalation of MAGA civil war following Elon Musk's insulting American workers. Again, this is a meteorite story. Okay. So the headline is written from theirs. Bannon welcomes the escalation of tensions with Musk and the visa program starting the war on podcast. I think it's this the one that I'm reading. Is it the exact same one or something? This is the one where it tells him to sit down and watch.

Okay. So let me just read this and I will play the clip. Um, I think escalation is good when we get down to it. Remember that they're the ones backpedaling. Is this the one? No, I don't have that clip. I have a separate backpedaling. And like I said, when an enemy is in retreat, fix bayonets and pursue a Bannon who advocates for eliminating the program argued as contradicts Trump's immigration policy, including mass deportation, Laura Luma accused. Okay. We know this one. Go ahead and play this clip, Rob. I've said

many times that Elon came and Elon's money helped organize the grassroots of it. In his engineering mind, he saw what the problem was as we saw it, and he supported it. And for that, he gets a place at the table. There's no doubt he should. It's a quarter of a billion dollars in June, not an entire cycle in five months. But that dinner was sex and that check from Elon,

came at Biden's, you know, when Biden, you know, in the debate or right before the debate and Biden, you know, they kind of saw the numbers where this thing was heading. They're recent converts and we love converts. Hell, I'm a Catholic. We used to be in the convert business, not so much anymore. We can't keep what we got. But in the old days, you know, half the saints are missionaries. We love, we love in converts.

but the converts sit in the back and study for years and years and years to make sure you understand the faith and you understand the nuances of the faith and understand how you can internalize the faith. Don't come up and go to the pulpit in your first week here and start lecturing people about the way things are gonna be. If you're gonna do that, we're gonna get and we're gonna rip your face off. Because you can't beat us. We're not beatable.

This army of the awakens not beatable because we're relentless and we will never surrender and we will never slow down. And yes, if you go low, we'll go to the center of the earth.

because we're fighting for something that means something. We have a meaning in this. This is why people watch this show. This is why people come to this show and all this great content people provide us and Ben Burquam's down, now putting him in his life in danger again. Why do people do this? Why have they done this for years? Why do they do it for years at Breitbart? Why did Trump started appearing in 13 to 14? We said, that's the guy. You can't pause it right there. Okay.

This is the H1B visa, Tom, from the last conversation that we had on Tuesday. I did a whole episode on this, folks, if you haven't seen it, it's online. What's new on positions that you have from research that you've done, anything new, anything changed, any new angles that you're seeing that maybe we didn't think about before.

Yeah, I won't repeat myself, but I've really dove into the origin under Bush senior and it was Bush senior in 1990 who took what and I didn't realize how really crazy immigration policy was prior to 1990. I think it was like the National Immigration Act or something going back to the 50s and it put quotas on each country.

on how many people could come to the United States. And a lot of people thought that was discriminatory, even racist. And so the H-1B was created in 1990, as you pointed out. But what happened? I think a lot of this is going on now. We've got people fighting against people that makes the Democrats happy. That's not new. We've been covering that for two days now.

But what's interesting is I think the real and I'll say, you know, villain in all this is this is another unintended consequence of a government program where the government puts a program in place. It's legal and then people use it differently than you intended. That's an unintended consequence. Our companies breaking the law by using it to hire a bunch of people at a somewhat lower rate and say, but wait, I paid for your visa.

No, they're not breaking the law. Is, can we look at that and say, is that moral or ethical? Sure, we can. We can judge that. Can we look at that and say you're depriving, and guess what, unintended consequence? You're depriving other people of having a chance to compete for that because you're paying less. Yes.

And so I'm really on the page that the government, from 1990 forward, this thing, like a lot of tax policy, this is at the feet of the government. And now you have one side of the government, the liberals, are using this whole thing to get the conservatives arguing with each other and inside the conservative group, we're all arguing together.

So, I think we really need to go back. And so, I didn't realize how broken H1B was and exactly how much lobbying there was to keep it and how the bulk submissions were working. I didn't realize the depth of all that. And so, my position is just how broken this is and it's at the fault and at the feet of the U.S. government that needs to fix it. And Bannon, I looked into Bannon saying, because I was thinking, wait, what's up? Man, he serves.

pretty revved up here. What he's reacting to, you know, there's sometimes when there's something happens, sometimes government people, citizens, we overreact. We see something happen and we overreact and say, well, we got it. We need to go bomb those people. We need to attack those people before we know what's going on and we get really upset. Well, then we need to go to Afghanistan and flatten it. Let's turn some sand into glass. Well, what's happened here, I think Bannon

fighting for the American worker. And a lot of the things he's talking about is for the American worker, he's saying, scrap page 1B, throw the whole thing out, no reason for it. And say, wait a minute, wait, but we've always had a proper door at the board of the United States so that legal people have a way to come in. You know what it makes sense. But that's my two thoughts. Yeah. So I want to go through with you here, Tom, and I'm going to ask questions that let's process it. Audience, agree, disagree, comment below, let us know, and debate it out to all the respectful people, debate each other out when I'm going through this. So

For example, what percentage of customer service 800 numbers for AT&T, or Verizon, or anything when you call ARN America? How many of those call centers are in the Philippines, right? Or India? Or India? Or Argentina?

all around the world. Do you have the number? It seems like a lot of it. No, no, actually, I don't know it. Can you hold that Rob? Okay, over 7,400 call centers are in the US employing 50 or more employees. Okay, fantastic. I want to know the call centers that are not in America. Okay, call centers, what percentage of what percentage of call centers are not in America?

And the way I'm asking is that companies use that they out So there's a 34% cost there's a normal okay in America is everything and you get 66% okay, so 34% that are not They're where can you show more rap click on okay significant portion cost and is rocket over this particular Philippines India due to low lower labor costs okay, so if you're not for h1b Guess what that's only 500,000

of which is what? 65,000 a year with a plus 20 that you can put on that. So 85. This is millions of people that are.

out versus here. Can you pull up the cost rob of hiring somebody to work a call center here versus overseas? So average cost of hiring, I don't know if there's a cost of hiring call center employee in America versus Philippines. It has to be there because some companies sell it to you this way.

Okay, here we go. The average salary of the US customer service agent is $22 to $35, while the counterparts in the Philippines are $8 to $14. Okay, this is a year ago. Look at that right there, Renee. This is a year ago on call centers. So you tell me a company like AT&T, you know, and by the way, whatever next 800 number you call, I want you to ask them, where are you based at them? They'll answer to you. They'll tell you. Do they? Yeah, I always ask. Where are you based out of Philippines? Oh, and they're very nice.

So you mean to tell me in US, they're paying a third, they're paying a third less in Philippines than they would in the States. And this isn't illegal, this is legal. So if you're not for H1B, you can't be for this, but let's go even deeper.

So if I hire an engineering firm to develop my, you know, an app or whatever I'm doing, now we have to go and see how many of these companies that hire engineers overseas versus here in Singapore, and give me some of the countries, Tom, in Armenia, in India. Belarus, in India, in, you're correct, right now, India.

top overseas. India, Armenia, Brazil right now are really big for

like dev centers. What is what is the not this is not call center. This is your hiring engineers had apps and so I developed apps. Yes, exactly exactly what I want. India, Brazil, Armenia, Romania. Okay, perfect. So now watch this. So how do you stop that? Because the H one be visa again is only for 85,000 jobs per year new visas. And they expire right six years. Let's say we stop that.

Are you not more worried about this? So how are you going to stop this? This isn't illegal. So how do we stop this? By the way, this is real jobs. The engineers from India that 74.9% of the 85,000, let's just say, which is what 85, 75% is 66, right? 85, 70. Yeah, 66. If.

No, it's 66. Yeah, it is 66. If it's 66 coming from India, what I just gave to you right now is millions of jobs, millions. Okay, if you go and look at the MAGA hat, it says made and where? It's made in America. But if you go on, I bought a bunch of stuff for Tico for Trump and, you know, stuff that I got in there, right? He's looking at it.

made in El Salvador, made in this. Trump gear can be found built in other countries. Why is he doing that? Why are so many people doing that? Why are iPhones built in China or India? If we build it here, it's $1400 more. Give or take.

We've done this before. It would be like $2400 to buy an iPhone if we build in the States. In order to do that, you have a bigger problem guys in America. The moment we went off the gold standard, shit hit the fan. Panning is a historian. The moment we got off the gold standard, shit hit the fan in America. Everything became about, and Nixon, as much credit as we give to Nixon, Nixon did a lot of gay. Nixon's the one that opened up China. Guess what?

52 years ago, you opened up China and companies realized how cheap labor is over there. Now try bringing them back. How do you bring them back now? Go ahead. You think big pharma lobbyists are going to be tough? Go ahead and tell people that are producing products that are in China and all over the place to come back here. This is not a one, two, three step process.

and it becomes like California Tom. And guys, I want you to tear apart my argument and see where I have at least. I'm just trying to logically think about how we address this because bring it back to California. What's California doing? California is saying, we're gonna force you to ensure houses and areas where fire happens. We're leaving. Okay, we'll do it. Rates went up 70%.

No, you have to control the rates. Okay, no prompt, we're out. So now watch, we're going to force you to make all the products in Apple, phone, be made on America or else. Okay, we'll do it. $2,800. What? We're going to make you to buy these tablets in here. We're going to make you buy these shirts here. No prompt, it's $148. What are you talking about? Everything becomes Chanel overnight. $800.

So this is, this is a, there is one to be loud and noisy and you're not gonna do this to us, make sure I get that because of the pride. Then the other part is, can we reason? Like, I don't know. Because if I'm really trying to keep the jobs in America, let's try to keep those call centers in America. Those are good jobs. 25 bucks an hour. You know what that is? It's 50 grand a year. Those are okay jobs.

You know, if you want to get those engineers that are going out there and develop an apps in Armenia or other places, keep them here. How do you do that? You can't because it's not illegal. I don't understand what happened with the H1B on 85,000. Don't get me wrong, the abuse is there, but do we not want the talent? By the way, I looked up to see what are the famous H1B visa folks in America? Do you know the CEO of Microsoft?

Satya Nadella is an H1B visa. Yep. Do you know the CEO of Google Sundar? I guess what? H1B. Yeah. Do you know the CEO of Adobe, Shantanu Narayan? They're from H1B. By the way, do you think they got the jobs because they pay them less? No. What is Satya Nadella's network Rob? Can you go type in Satya Nadella's network or salary?

Oh, you screwed up the name. That's, that's you are like. That's in Indiana. Yeah. What he puts in Dallas. No, what he typed in is a whole different story. Are you type Santa? Yeah, but, but to me, yeah, 1.4 billion out of net worth. You think they're paying them less to save money?

No. Do I think the abuse is happening? 100%. Do I believe the abuse is happening for cheap labor? 100%. But if your criticism is going to be cheap labor, you ought to have to go to cheap labor to, to what, to call centers. Okay. Do it. You know what happens? What are you paying for your phone service right now?

But let's say $75 a month. Okay, it's going to be 150 bucks a month. Yep, that's what I'm trying to say. I get it. I get what we're debating. So then, how the hell is our median income in America the same as it was? I mean, we've grown a little bit, but not a lot of it. Average price of home price, I've exploded. Not income.

So the argument is right that we're losing jobs to these other countries, but instead of like arguing, are you better or else give your solution? How do you go off back to the, God, do we get back on a gold standard? We've already opened up China. You think trade with China is going to stop? You think trade with these other Taiwan making their chips that were desperately needed? Do you think that's going to stop? We're in here.

Got you a question? What's the percentage of the people that, mind you, I'm America First, I know Steve Bannon, what he's been through, just got out of fricking federal prison for January 6th, which he didn't even do anything, but what's the percentage of Americans, do you think, that are America First, Pro America, the hell would H1 be, hell would that, that would be willing to pay the money? It's not about, it's not about. That's what I'm saying, what's the percentage? No, it's not about, first of all,

We need Steve Bannon to keep saying things like this. What Steve Bannon's saying, this makes you do is what? Let me go look at it deeper, what he's saying, but what we need from Steve a little bit more is, break it down. Put a 15 step process. What's your 15 moves? First, let's do this. Then let's do this. Then let's do this. Great. Okay, good. Now there's a plan. But then whatever you take money away from resources here, something else takes a hit.

You got four kids. You say I only got 20 hours a week with my kids to commit to one of their sports. You put 20 hours into one of your kids. The other three kids are gonna be like, hey, what are we doing here? There has to be, okay, I'm gonna help this guy go out there and make the basketball team. What about the other three? Then things dropped off. You have to know there is a, so all I'm thinking about is we're all about America first. We're not about a, you know,

But what is America first? America first is America winning. I get it. At what cost? And whatever you think you can handle, can the average person handle paying 50%, 60% more for an iPhone? Would the average person be okay with phone prices going higher? Are rates going higher? Double customer service? That cost has to get somewhere. Margins have to be made.

You know, I don't know. I think the reasonable people need to sit in a room and come up with a plan to hash this out and doing their best to minimize emotions. And if somebody says, let's do this, what about happens with this? Let's do that. What happens with this, Tom? I think you brought up something great about the emotions because

Over the weekend, it was basically New Year's Day yesterday, sorry. I was also looking at the numbers in the half a million. Vinnie, what is the most credible number that's given to the amount of illegals that have come in, say the last 36 months since the end of COVID? The most credible number? The most credible, meaning that the government's telling us?

Well, government, there's independent analysts. 10 million is which I think it's double that. I'm just saying. Okay. Well, let's just say it's 10 million. So let's say there was 10 million people that have come into undocumented illegals, undocumented pedestrians, whatever you want to call them. So no one gets upset. So let's say there's 10 million of them. Yeah. How many H1Bs are we talking about?

in those illegals? No, no, no, total. What'd you say? 85,000 in one year? It's 65,000 plus the additional 20 that they get to prove, which is always typically 85,000. Right now there's about a half a million of them in place. That's right. Half a million of them in place. So in other words, the H1B just struck me.

because I was using a number bigger than 10. I'll use your 10. 10 million is 20 times the size of the H1B argument. And I'm like, look, people are making points about H1B and we can sit down and talk about it. But I felt like the emotion and the flames and everything on H1B blew through the roof. And we've got, it's like when people talk about, hey, we're really upset about teenage drinking in Texas. Meanwhile, the fentanyl crisis is 32 times bigger. I look at those numbers up too.

And so sometimes the emotions in an argument blows the rough off of the debate hall. And you really step back to go, wait a minute, wait a minute, wait a minute. Is H1B process broken? Everyone agrees it's broken. Not everyone agrees in what the solutions are. But there's not one person on either side of the argument, including Elon Musk and Vivek, who are saying it's not broken. They're all saying, and I'm saying on the tenant consequences, I'm saying it's the government. So let's go back and fix it. And yet we're talking about something that at the least

is one 20th, which is 5% of the bigger immigration question. Yeah, which is to me, it's 20 million. So I went low. That was my perspective moment yesterday. It was like, wow. Wait, wait a minute. Yeah. So I'll just weigh in real quick. What's the book that Trump wrote? The art of the deal? Well, time to make a deal, baby. So I don't think this is actually a bad problem. By the way, I don't think the average American is waking up and thinking, what's going on with that H1B visa?

situation, if you pulled the average American, asked them what the H1B visa was, they'd be like, yeah, I got no fricking clue. The average American. That was a virus. They think it was a virus. Oh, you know, we don't need one of those. But I do think that Trump, who is Trump aligned with? Is he more aligned with Elon and Vivek? Is he more aligned with Steve Bannon and the lower lumens of the world? And the Stephen Miller's the world? Well, the answer is both. Like I said before last show, there's MAGA 1.0 and MAGA 2.0. Do you have anything new to make a deal?

No. Is it the deal? I think he's gonna sit down. Make a deal with these two guys. By the way, if I'm Steve Bannon, I just got a jail.

The best thing for my personal reputation for my personal brand is going to war with Elon Musk. Are you freaking kidding me? Great for Steve Bannon, but do you really Steve Bannon want to go to war with Elon Musk? Horrible decision. He's saying, oh yeah, we love converts in our church. But Elon Musk, you're going to sit in the back of the room, homie. I just gave you a quarter billion dollars. I'm sitting at the front row. Stop it. Don't even play this game with me. So, MAGA's going to have this conversation with MAGA 1.0 and MAGA 2.0.

And we're going to see what's going to happen. But if you're the art of the deal, if you're Trump, you're saying that the system's broken, Bannon has a point.

Elon Musk has a point. You'll figure it out, won't you? I think so. He will figure it out. Is this going to be the issue that divides MAGA? No, but it is something that, again, you need more perspective to see what the bigger problems are. I'll never forget. Back in the days, I wrote a Jerry McGuire-type letter to an insurance company I was a part of. Nine points, I suggest that we improve the company.

And a guy pulled me aside one day and he says, look, when you're dealing with a company that you're dealing with, 400 billion out of company.

Every year, instead of making asks for 10, 15 different things, what is the most important one? Make that ask, okay? And then go through that. Everybody has their own ask. This, all of a sudden, became a very easy way to pin people to be pro-Trump people, pro-musque people. And that's exactly what the people on the left and the establishment want. Because behind closed doors, guess what people are saying now? Trump, you're right. Musk is wrong.

And behind closed doors, people are saying what? Musk, you're right, Trump is wrong. And if those people that are saying that are influential people that are friends and allies, it's an issue. So my concern is for them to be able to figure this part out, okay? So that's a whole separate issue. Let's go to the next story here.

Let me see what I got here. What story have we now? Okay, let's go to this. She says no one can stop China's reunification with Taiwan. No one can stop you. Yeah, he says no one can stop. Is this a wrap? It is. You'd have to read the subtitles are in English, but his actual. Okay, go ahead. I'll read it.

You rarely hear this guy. Chinese is declared no one can stop the historical trend of the national reunification, one family. In 2024 China escalated military pressure on Taiwan conducting near daily air and sea operations, two rounds of war games and a naval show

A force after Taiwan's presidential lighting tea labeled a separatist by Beijing stopped in Hawaii in Guam. China warned against separationist act and vowed future actions if necessary tensions with the U.S. remain high as Washington continues arms sales to Taiwan under the Taiwan Regulation Act Beijing which has not announced the use of force to claim Taiwan in post sanctions on the U.S. military suppliers and warned against U.S. Taiwan military ties.

Well, what he's doing is what we're all being distracted by all these things we were just talking about.

Think about that. China is always very, very strategic about Taiwan. They are so strategic. They wait for elections. They wait for natural disasters. They wait for things and then they drop the dime, make the call, make the announcement. And what he's saying is, right, in the middle of New Year's, where we suddenly get distracted by these terrible acts that happen here and

He says, no one can stop the historical trend. China is also very careful in how they communicate. No one can stop the historical trend of natural reunification. So what he's saying, historical and trend. He's trying to say, hey, this is going to happen. It's like saying, you know what?

So, let's say you're going to make birth control pills and condoms, you have to be 18 to buy them. Oh, good luck with that. Teenagers are going to screw anyway. They're still going to mess around anyway. That's what he's doing here. He's trying to basically say, this is going to happen anyway. You might as well get used to it. And then he invokes a couple words here, family. We're one family.

and warns the Taiwan's president, Laiqing Te, who visited Hawaii in Guam. And he said, those are separatist acts. So he's sending warnings out, oh, you're going to go to Guam, which is basically a US military base surrounded by Barry.

friendly people, you know, in that community. And Hawaii, oh, you're going to go basically to to to to and then I think the US Pacific Fleet is headquartered out of Hawaii. So it's basically he sees those as military visits. That's what he's saying PVD. Hey, those are military visits. Those are separate to sass. You better y'all better get used to this. This can be one family and the historical trend. So let me ask this question.

Very carefully stated, and he's drawing the line in the sand a little bit darker. Question for you. Today's what date? January 2nd. January 2nd. Trump takes office when? January 20th. It's very 19 days left, including today's 19 days, right? Okay. Sounds good. What the hell are you going to do in the next 19 days? What can Zika accomplish in 19 days?

It would have to be fast and really frickin messy. You think he can do it in the next 19 days? No. Okay. So you know what that means? There's nothing that's going to happen with Taiwan and China for the next four years and 19 days. Is that a first assessment?

Yes. Unless we decide to let it happen under some EU-type treaty, it ain't happening by force with China. Okay. So let's just say he decides to do it. We believe we're going to stand in the middle of that. Let's say he decides to do it. How is Trump going to handle that if he decides to do it? Heavily and definitively. Heavily and definitively. What does that mean? Because we're not going to go to war. Trump's not a guy that wants to go to war. No. But what are we doing? U.S. military suppliers?

So it goes like this. It'll be Ukraine 2.0. It'll be Pacific Ukraine. We give $3 billion a week to Taiwan. They give $2.5 billion a week to general dynamics to get all the war toys that we would be using if it was our men in uniform.

That's what's happening in Ukraine. So General Dynamics would like that. Oh, kidding. But to me, the military complex would love another customer, especially if their credit is paid for by the US taxpayer. Yeah. Why do you think, do you think a part of G?

is sitting there asking himself why didn't they capitalize off the last four years with Biden being there to escalate knowing that Trump is here. Do you think a part of him is sitting there saying I screwed up? Yes, because remember China usually plays long.

And it's like, it's the clock running out and we played too long. Because that's one way. I'm with you, I'm with you. Because when he says no one can stop China, that one is us. He's talking directly to us. Who else is even interested in that situation? It's us. You know what I mean? He's talking shit to us. He is. I have a hot take on China. China? China's a freaking mess. I think this is all a big distraction by Xi. This whole thing with Taiwan,

I think Taiwan to China is Ukraine to Russia. Russia's economy is falling apart right now. China's economy since COVID. You see what's going on right there. You see the article in the Wall Street Journal.

By the way, shout out to the Wall Street Journal. They do a great job on this topic. Yeah, we've been covering this for a month, about tearing down buildings that are over all that loss of wealth. What's going on? China's economy is burdened by years of excess. Here's how bad it really is. Here's what's going on in China. GDP is going lower. Debt is going higher. Youth employment higher. We've covered the birth rates on this right, uh, PBD about how there's an aging population. They have

I think they were just surpassed by India as the most populated country in the world, declining birth rates. They had a massive housing bubble. How do I, as an American, know that the biggest company in real estate in China is called Evergrande, right? Why do I know that name? Because they were building these ghost cities that nobody moved into. Rob, there's graphs down there if you want to show that article.

debt, bankruptcies, and historic loss of wealth. If you keep scrolling down, you see a couple of graphs here. Here it is right there. What their GDP was supposed to be in 2015 and the 2019 forecast. Look where it is now. Basically, 120 half of what it was supposed to be. If you keep going down a little bit further.

China's working age population changed from a year earlier. Now they're in the negative right here. So China is basically, you know, they've been called a paper tiger. They were sleeping giant. They were awakened thanks to nicks and in manufacturing. COVID has destroyed China.

Destroy China. People are on to China. Who the hell wants to take their business to China at this point? Who wants to deal with China? So the whole Taiwan thing, you know, Tom, you said that she plays the long game. In my opinion, it's all one big distraction. And he's basically saying, hey, don't look at what a fucking shit show we are here in China. Don't look or look what we're doing with the Uighurs. Don't look how GDP is declining. We're just, we're worried about Taiwan, just like how Putin in Russia

Young people are dying. People are going to war. Economy is crumbling. They're trying to evade sanctions. And he's basically saying, let's go, guys. We're dealing with the Nazis in Ukraine. It's all one of the distractions. But you guys brought up a good point. What a dumb...

What a dumbass move. You didn't do nothing for these four years. China has been eating our like, flying spy balloons. They built 17, they bought land next to 17 of our military bases. They unleashed- They stumbled by who? Like on him. He owns, but the Biden, you saw those photos that came out with a Biden and Hunter and all of them with China and all their guys. Like they have, Biden is in their back pocket. He's been in their back pocket. Why are you wait? Why did you wait? Now you're talking shit. Wait for what though?

Like remember that like if you want to take over Taiwan and do all this shit talking and do it You should have done it in the first year who China should have been what part aren't you getting that I'm saying? I don't know what Joe Biden has to do with I mean Joe Biden to me has been compromised by China They could do whatever they want. They fly the balloons. They buying a land near our bases They unleashed COVID and nothing no consequences. So why are they waiting for 19 days left?

to make moves. This is this where he said I've never met the business partner. This is this is him saying I've never met any business partner. This is the National Archives released this Pat. They released photos showing then Vice President Biden meeting with his first son Hunter's Chinese government league businesses partners again proving National Archives released these pictures. Yes they did. When did they? I think it was was it last week? Yeah. Five or 60. Really? Saturday December 28th.

Four weeks before Biden is going to be gone. So my point, Adam, is being this. Follow me. If you're China and you know you own Biden, you have all this information, you have dirt, you have everything on Hunter, why are you waiting for 19 days to be like, yo, nobody's going to stop us. It's like, what a dumb ass move from a leader. You obviously own Biden. You could do whatever you want in our country. Why would you wait? That's my point. I would have done it a long ass time ago.

Okay, well, we need to put a show up, but the point is this. Yeah, well, exactly. I don't think they're doing anything with Taiwan. My entire emphasis is that China was supposed to surpass the US economy. What was it? China 2025? Made in 2025. Okay. 2025 is here. Literally. And their economy has tanked. Nobody wants to move to China. Nobody wants to do business in China. It's all one big distraction. You're right, but both of you guys are right at the same time. You're right. Their economy is in shambles.

What the argument we made is, I asked Tom, do you think Xi regrets not capitalizing off the last four years since Ukraine, Taiwan, Ukraine, Russia, Hamas, Israel, Iran, all the stuff that happened? Do you think he's sitting there saying, holy shit, here we go. Now Trump's going to come in and if Trump wins, JD Vance wins two more years. And how old is Xi going to be in the next 12 years?

She right now is how old. I think he's 70. OK, so she is 70 right now. How old is he? 71. In 12 years, it's going to be 83. Trump wins. Vance two terms. Now what? So he he missed the opportunity if he was going to do it under his legs. Good. That's all. No, no, we're not. Yeah, of course. But all we're saying is that. So let me get to his next story here. So check this out. The teachers.

will no longer need to pass basic reading, writing and math test for certification in this blue state. Let me say it's one more time, folks. Teachers will no longer need to pass basic reading, writing and math test for certification in this blue state. Okay. Tell me how that may. Can't wait to hear what state I can't wait. Tell me if that makes any sense. Here we go. A New Jersey law. Jersey.

effective january first twenty twenty five all these people from jersey we know one too many of them to be honest with you reading the room by the way seems like half of the uh... uh... vitamin companies hard by jersey because one of our h.r. guys is from jersey matt and i t's them all the time so why do you keep hiring people from jersey everyone's from jersey at this point because i'll try to get the hell out of jersey with florida removes effective january first removes the requirement for teacher candidates to pass basic

skill tests and reading, writing and mathematics, begin certification, democratic governor Phil Murphy.

Rob, see if you got a speech of this year, sign a measure into law as part of the 2025 state budget to address teacher shortages with Democratic Senator Jim Beach stating, we need more teachers. This is the best way to get them. They're not teachers. They're not teachers. If they can't pass, they can't teach guy. What do you mean, this is the best way to get them? The law strongly backed by New Jersey Educational Association, NJEA.

follows a trend in states like New York, California, Arizona, which have lower teacher certification requirements. NJEA called the state, called the testing requirement, an unnecessary barrier to entering profession. Teachers in New Jersey currently earn an average of $81,000 a year, according to the NEA. It's so weird. So we dropped out of the, what is it, 81 countries on the OECD, I think it's called. We're ranked 34 in math.

and rather than raising the standards, we're doing a complete opposite. Tom, thoughts?

I can't believe that he actually said that, that the NGEA called the requirement, an unnecessary barrier to entering the profession. That would be like cardiologist no longer required to identify a heart in a lineup of internal organs. What about that? That's a pancreas, sir. Well, that's stomach. Well, they're in the same neighborhood, so we'll let you go in.

What's this thing? Ow! That's a scalpel. You're grabbing it from the wrong end. That's okay. That is hilarious. But I'll tell you, you know what? This is state. Here, tell you what, this is what the states are trying to do. Do they have a shortage of teaching? Yes. Do they need to get more teachers in the classroom? Yes. But do they actually care?

about the quality of education. No, they don't. They just want everyone. Remember the Democrats? It's like the Special Olympics. Everybody gets a diploma. That's all they care about. And by the way, I'll show you. It's also happened. We saw it happen in insurance. And it kind of shocked us. We took pride in the fact that PHP agents were trained and could pass their insurance test because there's a thing called suitability.

that you would sit down, have a conversation with someone, to make sure that the insurance you're recommending was suitable for their needs or family. And by the way, if you tried to just push something through, the underwriter at the insurance company would say, this policy wasn't suitable, we're not approving this. So there was actually a check in balance in that. But check this out. Pat and I were stunned, I remember the conversation we had. Today, in almost all 50 states, you have to get a 70% pass rate on a three hour exam

with your individual state that you live in. And Adam did that years and years ago, and he takes CE courses to stay fresh, every two years stay fresh. California felt that that wasn't fair, and they reduced it to 60% that now a passing grade was 60% to get an insurance license in California. This is real numbers.

And we were sitting in his office because I showed him. I said, check this out, Pat. They've left insurance adjuster and bail bondsmen at 70%. So to be a bail bondsman, you had to pass a test at 70%, but to be a life insurance salesperson with the complexity of life insurance on the 60. This is the state's

thinking that they are helping people get jobs, but you know what they're really doing? They're messing with the quality that those jobs are going to deliver. They are stealing from the citizens that are going to receive services from teachers and in California from insurance agents by lowering the, they said, well, these people need to get jobs. But by the way, by the way, by the way, who's going to pay them in those jobs?

Yeah, exactly. The state is. The state. And in California, they lower the insurance license. All of the insurance companies are going to pay a commission. It's not our problem. But this is horrible. The net net is the state. And by the way, that followed a trend in, let's go easy on New Jersey, New York, California, and Arizona, which have lowered teacher certification requirements. So ladies and gentlemen,

Two years, three years, look for the educational effectiveness scorecard that they keep on the states. And let's find out where those states end up with lower quality teachers. You know what that also does across the living? It raises it up because you, because you, Vinnie and your wife say, you know what? We can barely afford private school, but what would the Catholic school charge us? Catholic schools, proactive schools usually have the most scholarship dollars. And it's usually the cheapest of the private