Investing Simplified: Public.com is an all-in-one investing platform offering stocks, bonds, crypto, and options with a 5.1% APY on cash. It’s user-friendly, trusted, and has excellent customer support, making it ideal for all investors.
Public.com is a user-friendly investing platform that allows you to manage a variety of investment types including stocks, options, bonds, and cryptocurrencies all in one place. It offers a high yield cash account with an impressive APY of 5.1%. With its award-winning customer support and a strong focus on safety, Public.com has garnered a 4.6-star rating from NerdWallet. This makes it a trusted choice for millions of investors. Whether you're new to investing or looking to simplify your experience, Public.com can help you efficiently organize your portfolio. It's designed for modern investors, ensuring you don't have to switch between multiple apps for different investments. Signing up is quick and easy, taking just a couple of minutes, making it a convenient option for anyone looking to take charge of their financial future.
Private Equity Insights: Private equity is a form of investment where wealthy individuals invest in private companies to improve profitability. Its modern era began in the mid-20th century with leveraged buyouts, showcasing high-stakes investment opportunities.
Private equity involves wealthy individuals or firms investing directly in private companies to make them more profitable. It has roots dating back to the 19th century, but modern private equity started in the mid-20th century, growing significantly in the 1980s with leveraged buyouts. These strategies utilize borrowed funds to acquire and restructure companies, showcasing the high-stakes, high-reward nature of this investment approach. Despite its growth, private equity is relatively new compared to other financial products, making historical data limited and challenging for investors. Understanding its history and dynamics is essential for those looking to delve into more advanced investment strategies. It highlights that private equity is not just about rich investors but also involves actively managing business ventures to generate substantial returns.
Private Equity: Private equity firms buy struggling companies with potential, improve them, and sell them for profit, similar to house flipping.
Private equity is like flipping houses, but instead of homes, it focuses on struggling companies. These firms gather money from investors who want to help improve these businesses. After buying a company that has potential but is not performing well, they work on enhancing its value and then sell it for a profit. Just like a house flipper who sees a run-down house's hidden beauty, private equity professionals identify companies that can thrive with the right investment and expertise. This process allows them to turn underperforming businesses into successful ones, benefiting both the investors and the economy in general.
Private Equity Benefit: Selling a struggling business to private equity can lead to growth and a profitable exit for the owner, while investors see returns on their investment from the transformed company.
When a small business struggles, like a sustainable makeup company, the owner may consider selling it to private equity firms. These firms have the resources and expertise to improve the business by cutting costs, expanding into new markets, and increasing profitability. Although the owner may feel stressed and uncertain, selling to private equity can lead to a significant payout. After restructuring the company and boosting its market reach, the private equity firm can sell it for much more than they purchased it for, ultimately benefiting their investors. For the original owner, this means a more valued exit without the pressure of turning the business around themselves.
Private Equity Insight: Private equity helps business owners sell and enjoy life, but cuts costs to maximize profits, often harming employee welfare.
Private equity can be seen as beneficial since it allows business owners to sell their companies, often giving them a chance to enjoy life while investors look for ways to improve these businesses. However, these firms aim to make money by cutting costs, which can lead to job losses and less focus on employee welfare. They focus on buying struggling companies and then streamline operations to boost profits, sometimes sacrificing the well-being of employees in the process. While they intend to increase company revenues and satisfy investors, this often raises ethical questions about the impact on workers who face job cuts or worsened workplace conditions. Ultimately, private equity plays a significant role in the business landscape, but it comes with pros and cons that affect various stakeholders differently.
Private Equity Impact: Private equity firms prioritize profits, often at the expense of employees, leading to layoffs and loss of control for original CEOs. The focus is on immediate financial benefits, sometimes disregarding the needs and security of staff.
When private equity firms take over a business, they often focus on cutting costs and streamlining operations to boost profits. This can lead to layoffs and an emphasis on immediate cash flow, which can create a stressful environment for original CEOs and their employees. As the new owners prioritize financial returns, they may disregard the needs of the staff, making decisions that benefit the bottom line but negatively impact individuals' lives, such as job losses and loss of benefits. The transition from having full control over the company to being a CEO without decision-making power can be difficult for founders. This approach brings controversy, as it can result in a company prioritizing profits over people, illustrating the delicate balance between business health and employee welfare.
Private Equity: Private equity involves investing in companies, improving their value, and selling them for profit. It's primarily accessible to wealthy individuals and institutional investors due to significant risks and entry requirements.
Private equity is a way to earn money by investing in and improving companies, then selling them for a profit. This process can take years, and investors receive profits after the sale. However, only wealthy individuals and institutional investors can commonly participate, due to high entry barriers and risks. Private equity firms also earn by charging management fees and taking a portion of the profits, known as carried interest. To invest, you typically need to meet specific income or asset criteria set by governments. This makes it less accessible for the average person, but those with financial knowledge may still find ways to engage in private equity investments.
Private Equity Basics: Investing in private equity can be done through specialized funds or private equity ETFs, allowing for accessible investment options. These funds focus on various sectors, and private equity firms like Blackstone and KKR lead the industry.
If you're interested in private equity, you can invest in specialized funds that focus on certain industries, like dental or cosmetic companies. These funds gather money from wealthy everyday people, known as limited partners. Notably, some successful private equity firms include Blackstone and KKR. However, for those who aren't accredited investors or don't want to work directly with funds, there are private equity ETFs available. These allow you to invest in publicly listed private equity firms, offering exposure without the need for large investments. You can start with as little as a dollar, making private equity investments more accessible to everyone.
Private Equity Insights: Investing in private equity through exchange-traded funds offers less risk and requires smaller initial investments. It's key to research and ensure ethical practices are followed. Education about private equity is valuable for all, regardless of whether one chooses to invest.
Investing in private equity can be approached in different ways. One option is investing in exchange-traded funds (ETFs) that consist of various private equity companies. This method is generally less risky compared to direct investments in private equity, making it accessible for more investors. You don't need millions to start; even a smaller amount like $20,000 or $50,000 is enough. However, it’s important to research and ensure that your investment aligns with ethical standards. There are ethical private equity firms that prioritize good practices and sustainable businesses. Education on private equity is crucial, whether you plan to invest or not. Sharing this knowledge helps everyone understand complex financial topics better. Always be open to learning about investment options, as long as they meet your ethical criteria.
Invest Smartly: Girls That Invest offers educational advice on investing, but it's essential to conduct personal research and seek professional guidance for individual financial decisions.
It’s important for anyone seeking investment advice to remember that Girls That Invest is primarily an educational platform. They aim to help people learn about investing but don’t provide personalized advice tailored to individual financial situations. Before acting on any suggestions, it’s crucial to do thorough research and consider one’s personal circumstances. This means taking the time to understand your financial goals, risk tolerance, and investment knowledge before making any decisions. Always remember to do your due diligence and consult with a qualified financial advisor if you need personalized guidance. The information shared is meant to empower you with knowledge, not to replace professional advice for your unique financial needs.
Investing in Private Equity 101
Girls That Invest
357 Episodes
Recent Episodes from Girls That Invest
How the US Elections Have Affected the Share Market
This week, Sim and Maia dive into the presidential election cycle theory and its impact on stock market performance. They break down historical data to reveal how U.S. elections affect global markets and what this means for investors. Tune in to learn if the theory holds true and how political shifts can influence your investment strategy.
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'Til next week, team! 💖
Sponsors:
- Sign up for Public.com: public.com/girlsthatinvest
All investing involves risk. Brokerage services for US listed securities, options and bonds in a self-directed brokerage account are offered by Public Investing, member FINRA & SIPC. Not investment advice. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank.Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1828849), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. Securities investments: Not FDIC Insured; No Bank Guarantee; May Lose Value. See public.com/#disclosures-main for more information.
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Girls That Startup: How to Become a Great Public Speaker
Welcome back to Girls That Startup, a weekly series where we spill the tea on how to create a seven-figure side hustle - because no one saves their way to wealth. You’re joined by Sim, a seven-figure business owner, and Maia, an entrepreneur in the making.
This week, Sim and Maia share actionable tips on becoming a confident public speaker. Sim reflects on her journey, from speaking at a TEDx event to keynotes on international stages, while Maia shares her unique methods for overcoming nerves. Whether you’re looking to improve your presentation skills or simply gain more confidence, tune in for practical advice and personal experiences to help you on your public speaking journey.
For more Girls That Invest:
'Til next week, team! 💖
Sponsors:
- Sign up for Public.com: public.com/girlsthatinvest
All investing involves risk. Brokerage services for US listed securities, options and bonds in a self-directed brokerage account are offered by Public Investing, member FINRA & SIPC. Not investment advice. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank.Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1828849), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. Securities investments: Not FDIC Insured; No Bank Guarantee; May Lose Value. See public.com/#disclosures-main for more information.
Hosted on Acast. See acast.com/privacy for more information.
Investing in Private Equity 101
This week, Sim and Maia delve into the world of private equity, exploring its history, functions, and how individuals can invest in it. They discuss the evolution of private equity from the 19th century to its modern-day implications, the role of private equity firms in acquiring and improving companies, and the financial mechanisms behind making money in this sector. The conversation also touches on the accessibility of private equity investments, including the option of private equity ETFs, and concludes with a discussion on ethical considerations in the industry.
For more Girls That Invest:
'Til next week, team! 💖
Sponsors:
- Sign up for Public.com: public.com/girlsthatinvest
All investing involves risk. Brokerage services for US listed securities, options and bonds in a self-directed brokerage account are offered by Public Investing, member FINRA & SIPC. Not investment advice. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank.Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1828849), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. Securities investments: Not FDIC Insured; No Bank Guarantee; May Lose Value. See public.com/#disclosures-main for more information.
Hosted on Acast. See acast.com/privacy for more information.
Millionaire Diaries: How Thamina Went from $2K to $1M with a 9-5 Job
Welcome to Millionaire Diaries, where Sim chats with millionaires from the Girls That Invest community to uncover the secrets behind their success! Get ready to dive into their stories as they reveal how they turned their dreams into millions. From childhood influences to career strategies and investment insights, join us as we explore their journey to financial freedom.
This week, Sim speaks with Thamina Stoll, a tech sales professional and advocate for women's economic advancement, who shares her journey to financial success and offers insights on investing and career growth. Growing up in a financially dependent household, Thamina learned the importance of saving and investing from her father. She made a career pivot from journalism to tech sales and prioritized financial literacy and self-advocacy. Thamina emphasizes the need for women to be financially independent and shares her strategies for building wealth, including automating savings and showcasing the impact of her work. She also discusses her passion for angel investing and supporting female founders.
For more Girls That Invest:
'Til next week, team! 💖
Learn more about Thamina here:
Sponsors:
- Sign up for Public.com: public.com/girlsthatinvest
All investing involves risk. Brokerage services for US listed securities, options and bonds in a self-directed brokerage account are offered by Public Investing, member FINRA & SIPC. Not investment advice. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank.Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1828849), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. Securities investments: Not FDIC Insured; No Bank Guarantee; May Lose Value. See public.com/#disclosures-main for more information.
Hosted on Acast. See acast.com/privacy for more information.
Girls That Startup: How to Use LinkedIn To Grow Your Personal Brand
Welcome back to Girls That Startup, a weekly series where we spill the tea on how to create a seven-figure side hustle - because no one saves their way to wealth. You’re joined by Sim, a seven-figure business owner, and Maia, an entrepreneur in the making.
This week, Sim and Maia discuss the importance of using LinkedIn to grow your personal brand. They highlight the benefits of LinkedIn, such as connecting with decision-makers, creating business opportunities, and establishing yourself as a thought leader. Sim shares three simple steps to start growing your personal brand on LinkedIn: 1) Log into LinkedIn and switch to a creator account, 2) Observe and engage with content in your industry, and 3) Post once a week and analyze the engagement to refine your content strategy. They emphasize the importance of consistency and relevance in building your personal brand on LinkedIn.
For more Girls That Invest:
'Til next week, team! 💖
Sponsors:
- Sign up for Public.com: public.com/girlsthatinvest
All investing involves risk. Brokerage services for US listed securities, options and bonds in a self-directed brokerage account are offered by Public Investing, member FINRA & SIPC. Not investment advice. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank.Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1828849), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. Securities investments: Not FDIC Insured; No Bank Guarantee; May Lose Value. See public.com/#disclosures-main for more information.
Hosted on Acast. See acast.com/privacy for more information.
3 Sustainable Companies to Invest in 2024
This week, Sim and Maia discuss the growing importance of sustainable investing among millennials. They explore the concept of ESG (Environmental, Social, and Governance) and its significance in evaluating companies. The episode highlights three top sustainable companies according to Morningstar: Accenture, Relix, and Keysight Technologies, detailing their commitment to sustainability and ethical practices. They also discuss the benefits of investing in ethical funds for those who may not want to invest in individual companies.
For more Girls That Invest:
'Til next week, team! 💖
Sponsors:
- Sign up for Public.com: public.com/girlsthatinvest
All investing involves risk. Brokerage services for US listed securities, options and bonds in a self-directed brokerage account are offered by Public Investing, member FINRA & SIPC. Not investment advice. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank.Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1828849), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. Securities investments: Not FDIC Insured; No Bank Guarantee; May Lose Value. See public.com/#disclosures-main for more information.
Hosted on Acast. See acast.com/privacy for more information.
Girls That Startup: Why I Love Being a Lifestyle Entrepreneur
Welcome back to Girls That Startup, a weekly series where we spill the tea on how to create a seven-figure side hustle - because no one saves their way to wealth. You’re joined by Sim, a seven-figure business owner, and Maia, an entrepreneur in the making.
This week, Sim and Maia discuss the concept of lifestyle entrepreneurship, emphasising the importance of creating a business that supports one's lifestyle rather than consuming it. They explore the flexibility and freedom that come with being a lifestyle entrepreneur, as well as the challenges and boundaries that can arise. The conversation also covers practical steps for aspiring lifestyle entrepreneurs to determine their financial goals and structure their businesses accordingly.
For more Girls That Invest:
'Til next week, team! 💖
Sponsors:
- Sign up for Public.com: public.com/girlsthatinvest
All investing involves risk. Brokerage services for US listed securities, options and bonds in a self-directed brokerage account are offered by Public Investing, member FINRA & SIPC. Not investment advice. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank.Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1828849), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. Securities investments: Not FDIC Insured; No Bank Guarantee; May Lose Value. See public.com/#disclosures-main for more information.
Hosted on Acast. See acast.com/privacy for more information.
Should You Invest in Funds or Individual Stocks
This week, Sim and Maia dive into the ongoing debate between investing in individual stocks versus funds, breaking down the pros and cons for beginner and seasoned investors alike. They highlight the control, reduced fees, and potential higher gains that individual stocks offer, while also addressing the challenges of diversification, emotional investing, and time management. Ultimately, they suggest a balanced approach, with the majority in funds and a small portion in individual stocks, especially for those new to the investment world.
For more Girls That Invest:
'Til next week, team! 💖
All investing involves risk. Brokerage services for US listed securities, options and bonds in a self-directed brokerage account are offered by Public Investing, member FINRA & SIPC. Not investment advice. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank.Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1828849), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. Securities investments: Not FDIC Insured; No Bank Guarantee; May Lose Value. See public.com/#disclosures-main for more information.
Hosted on Acast. See acast.com/privacy for more information.
Girls That Startup: The Biggest Business Opportunity for Young People
Welcome back to Girls That Startup, a weekly series where we spill the tea on how to create a seven-figure side hustle - because no one saves their way to wealth. You’re joined by Sim, a seven-figure business owner, and Maia, an entrepreneur in the making.
This week, Sim and Maia dive into the biggest business opportunity for young people: content creation. They break down actionable strategies for growing a side hustle, managing finances, and accelerating your journey to financial freedom by investing extra income. Tune in to discover how you can leverage online platforms to build wealth and diversify your income streams with expert insights and real-world examples.
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'Til next week, team! 💖
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How to Invest Even When You’re Broke
This week, Sim and Maia discuss how to start investing even if you don't have a lot of money. They provide several strategies, including enrolling in a retirement fund, buying units in an exchange-traded fund (ETF), and investing in fractional shares of individual companies. They also address the question of whether to invest while in debt, emphasising the importance of tackling high-interest debt first. The hosts encourage listeners to overcome shame and seek support in their journey towards financial improvement.
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'Til next week, team! 💖
Hosted on Acast. See acast.com/privacy for more information.